McLennan County property record for 4908 Ridgeview Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,986 sqft · built 1954 |
| Lot Size | 0.688 acres (29,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (Oct 2012) |
| Tax Bill | $12,448 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-035101-000400-0 |
| Primary APN | 48-035101-000400-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,986 sqft Living Area |
| 1st Floor Area | 3,986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 29,982 sqft (0.688 acres) |
| Lot Dimensions | 237 ft deep x 131 ft wide |
| Garage Area | 572 sqft |
| Driveway | Driveway |
| Driveway Area | 1,249 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 38 sqft |
| Patio Area | 744 sqft |
| Storage Building | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4908 RIDGEVIEW DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | RIDGEVIEW LOT 4 BLOCK A ACRES .6883 |
| Legal Subdivision | RIDGEVIEW |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2600 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4908 RIDGEVIEW DR, WACO, TX 76710-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Jan 28, 2020 | Deed of Trust, Mortgage STIFEL BK&TR |
| Aug 16, 2018 | Loan Modification, Mortgage INDEPENDENT BK |
| Aug 18, 2017 | Warranty Deed, Transfer INDEPENDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2012 · Amount on Record |
| Deed Sale | Oct 9, 2012 · Amount on Record |
| Prior Sale | Sep 28, 2012 · Amount on Record |
| Deed Document Number | 201231746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4908 RIDGEVIEW DR, WACO, TX 76710-1725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000007509 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022007509 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4908 RIDGEVIEW DR, WACO, TX 76710-1725 |
| Document Number | 0000004871 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4903 RIDGEVIEW DR WACO TX 76710, WACO, TX 76710 |
| Document Number | 0000004871 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 4871 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 11, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4908 RIDGEVIEW DR, WACO, TX 76710-1725 |
| Document Number | 0000035802 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 404 STALLION WACO TX 767128826, WACO, TX 76712-8826 |
| Document Number | 0000035802 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 35802 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 8, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 18, 2017 |
| Property Address | 4908 RIDGEVIEW DR, WACO, TX 76710-1725 |
| Document Number | 0000027200 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 27200 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 404 STALLION WACO TX 767128826, WACO, TX 76712-8826 |
| Document Number | 27204 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 27204 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,722 (-1.08%) Land $69,559 Building $603,163 | $672,722 (-1.08%) Land $69,559 Building $603,163 | |
| 2025 | $12,448.00 (-2.51%) Homeowner's exemption | $680,070 (+2.9%) Land $63,260 Building $616,810 | $680,070 (+2.9%) Land $63,260 Building $616,810 |
| 2024 | $12,769.00 (+2.7%) | ||
| 2023 | $660,900 Land $63,260 Building $597,640 | $660,900 Land $63,260 Building $597,640 | |
| 2022 | $12,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1990–2010) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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