4821 Ridgeview Dr, Waco, TX 76710 Property Records

McLennan County property record for 4821 Ridgeview Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,296 sqft · built 1957
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on File
Last Sale$831,300 (Jun 2019)
Tax Bill$9,424 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-029402-001000-1

Property Details

APN / Parcel Number

Primary APN48-029402-001000-1
Alternative APNs
  • 4802940200100010111
  • 182092

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,296 sqft Living Area
Gross Area4,096 sqft
1st Floor Area3,296 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions310 ft deep x 100 ft wide
Garage TypeAttached
Garage Area800 sqft
DrivewayAsphalt Driveway
Driveway Area5,128 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area30 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4821 RIDGEVIEW DR
CityWACO
StateTX
Zip76710-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionMITCHELL A Y LOT 8 BLOCK C ACRES .71
Legal SubdivisionMITCHELL A Y
Legal BlockC
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2000
Census Tract2600

Owner

4821 Ridgeview Dr is owned and occupied by two individuals who bought it in June 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address4821 RIDGEVIEW DR, WACO, TX 76710-1722
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCOTT & WHITE EMPLOYEES CU
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Jun 28, 2019Vendor's Lien, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Prior SaleFeb 11, 2015 · Amount on File
Deed Document Number201921371
Prior Transfer DateMay 6, 2014
Prior Transfer Doc0000015059
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4821 RIDGEVIEW DR, WACO, TX 76710-1722
Transaction TypeMortgage
Record UpdatedSep 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026656
DateAug 22, 2023
Instrument2023026656
Lender
NameSCOTT & WHITE EMPLOYEES CU
TypeCredit Union
AddressTEMPLE, TX 76503
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term84 Months
DueAug 15, 2030

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4821 RIDGEVIEW DR, WACO, TX 76710-1722
Transaction TypeMortgage
Record UpdatedMay 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015785
DateApr 26, 2021
Instrument2021015785
Lender
NameREGIONS BANK
TypeBank
Address3544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term164 Months
DueDec 1, 2034

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJun 28, 2019
Property Address4821 RIDGEVIEW DR, WACO, TX 76710-1722
Document Number0000021371
Map ReferenceVOL 671 PG 182
Instrument DateJun 27, 2019
Instrument2019021371
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4821 RIDGEVIEW DR, WACO, TX 76710-1722

Mortgage

Document Number0000021372
DateJun 28, 2019
Instrument2019021372
Lender
NameREGIONS BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term162 Months
DueDec 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4821 Ridgeview Dr was $9,424 with a homeowner's exemption, down 4.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$545,000 (+2.44%) Land $70,824 Building $474,176$545,000 (+2.44%) Land $70,824 Building $474,176
2025$9,424.00 (-4.5%) Homeowner's exemption$532,000 Land $64,330 Building $467,670$532,000 Land $64,330 Building $467,670
2024$9,868.00
2023$563,090 Land $64,330 Building $498,760$563,090 Land $64,330 Building $498,760
2022$10,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4821 Ridgeview Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1990–2010)
Claims Outside the SFHA10 of 10
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4821 Ridgeview Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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