4907 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4907 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1962
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$71,937 (Aug 2024)
Tax Bill	$1,300 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Transfer
APN	`06-6.0-24-003-001-040.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-040.000`

Interior

Building Area	900 sqft Base Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	116 ft deep x 90 ft wide

Location & Zoning

Street Address	4907 VALLEY LN
City	SAINT JOSEPH
State	MO
Zip	64503-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER VALLEY LOT:42 BLK:LGL DESC:E 1/2 OF LOT 40
Legal Subdivision	DEER VALLEY
Legal Lot Number	40,42
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1028
Census Tract	1700

Owner

4907 Valley Ln is owned and occupied by two individuals who bought it in August 2024.

Source: Buchanan County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4907 VALLEY LN, SAINT JOSEPH, MO 64503-1817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Oct 22, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Dec 5, 2014 · Amount on File
Deed Document Number	20246792
Deed Book / Page	3800 / 363
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	003768/943
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4907 VALLEY LN, SAINT JOSEPH, MO 64503-1817
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 VALLEY LN, SAINT JOSEPH, MO 64503-1817

Mortgage

Document Number	003769/945
Date	Nov 19, 2021
Book Page	3769/945
Instrument	2021012651

Lender

Name	COLONIAL SAVINGS FA
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 22, 2021
Property Address	4907 VALLEY LN, SAINT JOSEPH, MO 64503-1817
Document Number	003768/943
Book / Page	3768 / 943
Instrument Date	Oct 22, 2021
Instrument	2021011648
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 VALLEY LN, SAINT JOSEPH, MO 64503-1817

Tax Assessment & Valuation

The 2025 property tax bill for 4907 Valley Ln was $1,300.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,300.00	$18,540 Land $2,530 Building $16,010	$97,580 Land $13,300 Building $84,280
2024	$1,300.00 (+32.92%)
2023	$978.00 (-0.71%)	$15,130 (-) Land $2,850 Building $12,280	$79,630 Land $15,000 Building $64,630
2022	$985.00	$15,130 Land $2,850 Building $12,280
2021			$79,630 Land $15,000 Building $64,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4907 Valley Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4907 Valley Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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