4902 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4902 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$101,300 (Nov 2021)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
APN	`06-6.0-24-003-001-054.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-054.000`

Interior

Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide

Location & Zoning

Street Address	4902 VALLEY LN
City	SAINT JOSEPH
State	MO
Zip	64503-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER VALLEY LOT:37 BLK:LGL DESC:
Legal Subdivision	DEER VALLEY
Legal Lot Number	37
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1033
Census Tract	1700

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4902 VALLEY LN, SAINT JOSEPH, MO 64503-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	202112545
Deed Book / Page	3769 / 839
Record Updated	Sep 20, 2026

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 17, 2021
Property Address	4902 VALLEY LN, SAINT JOSEPH, MO 64503-1818
Document Number	3769/839
Book / Page	3769 / 839
Instrument Date	Nov 1, 2021
Instrument	2021012545
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 VALLEY LN, SAINT JOSEPH, MO 64503-1818

Mortgage

Document Number	2021012546
Date	Nov 17, 2021
Instrument	2021012546

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00	$19,780 (+37.27%) Land $2,530 Building $17,250	$104,080 (+37.25%) Land $13,300 Building $90,780
2024	$1,386.00 (+48.71%)
2023	$932.00 (-0.75%)	$14,410 (-) Land $2,850 Building $11,560	$75,830 (-) Land $15,000 Building $60,830
2022	$939.00	$14,410 Land $2,850 Building $11,560
2021			$75,830 Land $15,000 Building $60,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings.

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