4907 Cloverleaf Ln, Lockport, NY 14094 Property Records

Niagara County and Pendleton Town property record for 4907 Cloverleaf Ln, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,792 sqft · built 2013
Lot Size	0.971 acres (42,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jun 2022)
Tax Bill	$10,852 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`293200 150.04-2-1`

Property Details

APN / Parcel Number

Primary APN	`293200 150.04-2-1`
Alternative APN	`32001500040002001000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,792 sqft Living Area
1st Floor Area	1,292 sqft
2nd Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	42,320 sqft (0.971 acres)
Lot Dimensions	282 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4907 CLOVERLEAF LN
City	LOCKPORT
State	NY
Zip	14094-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESI
Legal Subdivision	MEADOWS OF PENDLETON PHASE I PART 1A
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	NIAGARA NY
Township / Civil Division	PENDLETON
Census Block Group	2
Census Block	2003
Census Tract	22702

Owner

Source: Niagara County and Pendleton Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4907 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NIAGARA'S CHOICE FEDERAL CREDIT UNION
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 13, 2019	Deed of Trust, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202212517
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Recording Date	Aug 21, 2026
Property Address	4907 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Document Number	0000012670
Instrument Date	Aug 14, 2026
Instrument	202612670
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 CLOVERLEAF LN, LOCKPORT, NY 14094-9681

Mortgage

Document Number	0000012670,
Date	Aug 21, 2026
Instrument	202612670

Lender

Name	NIAGARA'S CHOICE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jun 27, 2022
Property Address	4907 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Document Number	0000002517
Map Reference	MB 62 PG 6244
Instrument Date	Jun 17, 2022
Instrument	2022-12517
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4907 CLOVERLEAF LN, 4907, LOCKPORT, NY 14094-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5537 TWILIGHT LN, LOCKPORT, NY 14094-1841

Mortgage

Document Number	0000002518
Date	Jun 27, 2022
Instrument	2022-12518

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4907 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Document Number	0000009386
Instrument Date	Jun 13, 2019
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5369 MYERS DR FERNDALE WA 982488982, FERNDALE, WA 98248-8982

Mortgage

Document Number	0000009386
Date	Jun 14, 2019
Instrument	9386

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: Niagara County and Pendleton Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Pendleton Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,852.00 (+3.92%)
2025	$10,443.00	$268,000 (+5.1%) Land $50,000 Building $218,000	$536,000 (+11.41%) Land $100,000 Building $436,000
2023		$255,000 Land $50,000 Building $205,000	$481,100 Land $94,333 Building $386,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON TOWN WD serves 6,050 people · EPA ID NY3100574
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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