4922 Cloverleaf Ln, Lockport, NY 14094 Property Records

Niagara County and Pendleton Town property record for 4922 Cloverleaf Ln, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,720 sqft · built 2012
Lot Size	0.574 acres (25,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2023)
Tax Bill	$10,425 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`293200 150.04-2-16`

Property Details

APN / Parcel Number

Primary APN	`293200 150.04-2-16`
Alternative APN	`32001500040002016000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
1st Floor Area	1,440 sqft
2nd Floor Area	1,280 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	25,002 sqft (0.574 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4922 CLOVERLEAF LN
City	LOCKPORT
State	NY
Zip	14094-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESI
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	NIAGARA NY
Township / Civil Division	PENDLETON
Census Block Group	2
Census Block	2003
Census Tract	22702

Owner

Source: Niagara County and Pendleton Town records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4922 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Sep 14, 2012 · Amount on Record
Deed Document Number	202315028
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4922 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4922 CLOVERLEAF LN, LOCKPORT, NY 14094-9681

Mortgage

Document Number	0000004024
Date	Mar 20, 2026
Instrument	2026-04024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 29, 2023
Property Address	4922 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Document Number	0000005028
Map Reference	MB 62 PG 6244
Instrument Date	Sep 25, 2023
Instrument	2023-15028
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4922 CLOVERLEAF LN, LOCKPORT, NY 14094-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WASHINGTON AVE, KENMORE, NY 14217-1808

Mortgage

Document Number	0000005029
Date	Sep 29, 2023
Instrument	2023-15029

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Niagara County and Pendleton Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Pendleton Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,425.00	$269,000 (+5.49%) Land $50,000 Building $219,000	$538,000 (+11.83%) Land $100,000 Building $438,000
2023		$255,000 (-) Land $50,000 Building $205,000	$481,100 (+16.97%) Land $94,333 Building $386,767
2022		$255,000 Land $50,000 Building $205,000	$411,300 Land $80,647 Building $330,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON TOWN WD serves 6,050 people · EPA ID NY3100574
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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