1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Catalpa Dr

4906 Catalpa Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4906 Catalpa Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 2017
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$261,900 (May 2018)
Tax Bill$7,646 (2025)
Deeds & MortgagesMay 2018 Sale
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN172631526100011030

Property Details

APN / Parcel Number

Primary APN172631526100011030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Heated Area
Gross Area1,944 sqft
1st Floor Area1,456 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area353 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area135 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4906 CATALPA DR
CitySAINT CLOUD
StateFL
Zip34772-7502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 103
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES
Legal Phase1
Legal Tract5261
Legal Lot Number103
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1027
Census Tract43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 681
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2018Grant Deed, Transfer
CLEAR TITLE/FL LLC
May 4, 2017Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Deed Document Number2018075435
Deed Book / Page5332 / 2305
Record UpdatedJun 8, 2026

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 11, 2018
Property Address4906 CATALPA DR, SAINT CLOUD, FL 34772-7502
Document Number0053322305
Book / Page005332 / 002305
Instrument DateMar 2, 2018
Instrument75435
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyCLEAR TITLE/FL LLC

Transaction

AmountAmount Recorded
Tax$1,833.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4906 CATALPA DR ST CLOUD FL 347727502, ST CLOUD, FL 34772-7502

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 4, 2017
Property Address4906 CATALPA DR, SAINT CLOUD, FL 34772-7502
Document Number0051420868
Book / Page005142 / 000868
Instrument DateApr 27, 2017
Instrument65735
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address370 CENTERPOINTE CIR #1136 ALTAMONTE SPRINGS FL 327013451, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Mortgage

Document Number51420868
DateMay 4, 2017
Book Page005142/000868
Instrument65735
Lender
NameCENTENNIAL BK
TypeBank
Address201 E GARDEN ST, PENSACOLA, FL 32502-6038
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,646.00 (+22.81%)$339,500 (+2.04%) Land $85,000 Building $254,500$339,500 (+2.04%) Land $85,000 Building $254,500
2023$6,226.00 (+11.56%)$332,700 (+25.22%) Land $75,000 Building $257,700$332,700 (+25.22%) Land $75,000 Building $257,700
2022$5,581.00$265,700 Land $65,000 Building $200,700$265,700 Land $65,000 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Catalpa Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures