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4900 Catalpa Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4900 Catalpa Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,365 sqft · built 2017
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$322,800 (Mar 2018)
Tax Bill$5,680 (2025)
Deeds & MortgagesMar 2018 Sale
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN17-26-31-5261-0001-1060

Property Details

APN / Parcel Number

Primary APN17-26-31-5261-0001-1060
Alternative APN
  • 263117526100011060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,365 sqft Living Area
Gross Area3,485 sqft
1st Floor Area2,365 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area604 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4900 CATALPA DR
CitySAINT CLOUD
StateFL
Zip34772-7502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 106
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES PH 1
Legal Phase1
Legal Tract5261
Legal Block1060
Legal Lot Number106
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1027
Census Tract43301

Owner

4900 Catalpa Dr is owned by two individuals who acquired it in February 2025.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address42769 HIGHWAY 27, DAVENPORT, FL 33837-9284
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2018Grant Deed, Transfer
CLEAR TITLE/FL LLC
May 4, 2017Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2018 · Amount on File
Deed SaleMar 26, 2018 · Amount on File
Deed Document Number201847907
Deed Book / Page5306 / 1379
Last Transfer DateFeb 25, 2025
Transfer Doc0067460286
Record UpdatedJun 8, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 26, 2018
Property Address4900 CATALPA DR, SAINT CLOUD, FL 34772-7502
Document Number0053061379
Book / Page005306 / 001379
Instrument DateFeb 27, 2018
Instrument47907
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyCLEAR TITLE/FL LLC

Transaction

AmountAmount on Record
Tax$2,259.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4900 CATALPA DR ST CLOUD FL 347727502, ST CLOUD, FL 34772-7502

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 4, 2017
Property Address4900 CATALPA DR, SAINT CLOUD, FL 34772-7502
Document Number0051420868
Book / Page005142 / 000868
Instrument DateApr 27, 2017
Instrument65735
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address370 CENTERPOINTE CIR #1136 ALTAMONTE SPRINGS FL 327013451, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Mortgage

Document Number51420868
DateMay 4, 2017
Book Page005142/000868
Instrument65735
Lender
NameCENTENNIAL BK
TypeBank
Address201 E GARDEN ST, PENSACOLA, FL 32502-6038
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4900 Catalpa Dr was $5,680, up 11% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,680.00 (+11.05%)$272,767$464,600 Land $85,000 Building $379,600
2024$5,115.00 (+1.57%)
2023$5,036.00 (+3.37%) Homeowner's exemption$257,360 (+3%)$459,300 (+26.11%) Land $75,000 Building $384,300
2022$4,872.00 Homeowner's exemption$249,865$364,200 Land $65,000 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4900 Catalpa Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 Catalpa Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Verizon, Xfinity.

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