Pasco County property record for 4906 Billy Direct Ln, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 870 sqft · built 1970 |
| Lot Size | 0.126 acres (5,494 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-19-0010-00000-0420 |
| Primary APN | 14-26-19-0010-00000-0420 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 870 sqft Living Area |
| Gross Area | 1,158 sqft |
| 1st Floor Area | 870 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,494 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4906 BILLY DIRECT LN |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-6292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TAMPA DOWNS HEIGHTS UNIT 1 PB 9 PG 66 LOT 42 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | TAMPA DOWNS HEIGHTS |
| Legal Tract | 10 |
| Legal Lot Number | 42 |
| Legal Unit | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32012 |
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 PROSPECT PL, BROOKLYN, NY 11238-3802 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 2, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 2, 2022 |
| Transfer Doc | 0105621184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 5, 2026 |
| Property Address | 4906 BILLY DIRECT LN, LUTZ, FL 33559-6292 |
| Document Number | 0114143202 |
| Book / Page | 11414 / 3202 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202684090 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 196 PROSPECT PL, BROOKLYN, NY 11238-3802 |
| Document Number | 0000084090, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 11414/3202 |
| Instrument | 202684090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 2, 2022 |
| Property Address | 4906 BILLY DIRECT LN, LUTZ, FL 33559-6292 |
| Document Number | 0105621184 |
| Book / Page | 10562 / 1184 |
| Map Reference | MB 1816 PG 747 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022050760 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 196 PROSPECT PL, 196, BROOKLYN, NY 11238-3802 |
| Name | Verified Name |
|---|---|
| Address | 196 PROSPECT PL, BROOKLYN, NY 11238-3802 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,691 (-1.33%) Land $34,557 Building $101,134 | $135,691 (-1.33%) Land $34,557 Building $101,134 | |
| 2025 | $2,636.00 (+2.45%) | $137,520 (+3.27%) Land $34,557 Building $102,963 | $137,520 (+3.27%) Land $34,557 Building $102,963 |
| 2024 | $2,573.00 (-6.54%) | $133,162 (-8.07%) Land $30,052 Building $103,110 | $133,162 (-8.07%) Land $30,052 Building $103,110 |
| 2023 | $2,753.00 (+51.43%) | $144,847 (+28.77%) Land $30,052 Building $114,795 | $144,847 (+28.77%) Land $30,052 Building $114,795 |
| 2022 | $1,818.00 | $112,484 Land $25,053 Building $87,431 | $112,484 Land $25,053 Building $87,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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