Pasco County property record for 4854 Billy Direct Ln, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,152 sqft · built 1970 |
| Lot Size | 0.123 acres (5,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Oct 2024) |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-19-0010-00000-0430 |
| Primary APN | 14-26-19-0010-00000-0430 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,365 sqft (0.123 acres) |
| Garage Type | Carport |
| Garage Area | 1 sqft |
| Carport | Carport |
| Carport Area | 1 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4854 BILLY DIRECT LN |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-6218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TAMPA DOWNS HEIGHTS UNIT NO 1 B 9 PG 66 LOT 43 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | TAMPA DOWNS HEIGHTS |
| Legal Tract | 10 |
| Legal Block | 9 |
| Legal Lot Number | 43 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32012 |
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4854 BILLY DIRECT LN, LUTZ, FL 33559-6218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on Record |
| Deed Sale | Oct 29, 2024 · Amount on Record |
| Prior Sale | Mar 13, 2024 · Amount on Record |
| Deed Document Number | 2024186197 |
| Deed Book / Page | 11101 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 13, 2024 |
| Property Address | 4854 BILLY DIRECT LN, LUTZ, FL 33559-6218 |
| Document Number | 0109750606 |
| Book / Page | 10975 / 606 |
| Map Reference | MB 9 PG 66 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024042989 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | NOT AVAILABLE, MV REAL TTL LLC DBA TR & TTL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4430 TAMIAMI TRL S, RUSKIN, FL 33570 |
| Name | Verified Name |
|---|---|
| Address | 4430 TAMIAMI TRL S, RUSKIN, FL 33570 |
| Document Number | 0109750613 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 10975/613 |
| Instrument | 2024042993 |
| Name | BELUGA INVESTMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 2033 NE CT, FORT LAUDERDALE, FL 33304 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,178 (-0.11%) Land $33,746 Building $167,432 | $201,178 (-0.11%) Land $33,746 Building $167,432 | |
| 2025 | $3,019.00 (+21.93%) | $201,396 (+21.9%) Land $33,746 Building $167,650 | $201,396 (+21.9%) Land $33,746 Building $167,650 |
| 2023 | $2,476.00 (+24.8%) | $165,210 (+29.32%) Land $29,347 Building $135,863 | $165,210 (+29.32%) Land $29,347 Building $135,863 |
| 2022 | $1,984.00 | $127,754 Land $24,464 Building $103,290 | $127,754 Land $24,464 Building $103,290 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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