49050 Curleys Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 49050 Curleys Rd, Ridge, MD 20680

Property Summary

Property Type	Rural Home
Details	1 ba · 1,269 sqft · built 1975
Lot Size	53.5 acres (2,333,945 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,541 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-005669`

Property Details

APN / Parcel Number

Primary APN	`01-005669`
Alternative APNs	`1005669` `005669`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,269 sqft Total Area
Basement Area	3,072 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	2,333,945 sqft (53.5 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	920 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005669
Street Address	49050 CURLEYS RD
City	RIDGE
State	MD
Zip	20680-3409
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RPD
Legal Description	53.58 ACRES N/S CURLEY'S RD
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4042
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49050 CURLEYS RD, RIDGE, MD 20680-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,600 (+17.42%) Land $263,500 Building $89,100	$352,600 (+17.42%) Land $263,500 Building $89,100
2025	$3,541.00 (+8.79%) Homeowner's exemption
2023	$3,255.00 Homeowner's exemption	$300,300 Land $233,500 Building $66,800	$300,300 Land $233,500 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20