St. Mary's County property record for 48878 Curleys Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,652 sqft · built 1984 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,391 (2025) |
| Deeds & Mortgages | Nov 2017 Transfer Sep 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-020714 |
| Primary APN | 01-020714 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,652 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 396 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020714 |
|---|---|
| Street Address | 48878 CURLEYS RD |
| City | RIDGE |
| State | MD |
| Zip | 20680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 1.23 ACRES N/S CURLEY'S RD RIDGE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 876200 |
48878 Curleys Rd is held in a trust since October 2017.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 14722 CARSON DR, BURTONSVILLE, MD 20866-1802 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 19, 2017 |
| Transfer Doc | 0047680468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 21, 2017 |
| Property Address | 48878 CURLEYS RD, RIDGE, MD 20680 |
| Document Number | 0047680468 |
| Book / Page | 004768 / 000468 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 48878 CURLEYS RD RIDGE MD 20680, RIDGE, MD 20680 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 15, 2017 |
| Property Address | 48878 CURLEYS RD, RIDGE, MD 20680 |
| Document Number | 0047250297 |
| Book / Page | 004725 / 000297 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14722 CARSON DR BURTONSVILLE MD 208661802, BURTONSVILLE, MD 20866-1802 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 14, 2017 |
| Property Address | 48878 CURLEYS RD, RIDGE, MD 20680 |
| Document Number | 0047250193 |
| Book / Page | 004725 / 000193 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48878 CURLEYS RD RIDGE MD 20680, RIDGE, MD 20680 |
The 2025 property tax bill for 48878 Curleys Rd was $4,391.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,400 (+6%) Land $258,400 Building $168,000 | $426,400 (-) Land $258,400 Building $168,000 | |
| 2025 | $4,391.00 | $402,267 | $426,400 Land $258,400 Building $168,000 |
| 2023 | $3,809.00 | $354,000 Land $228,400 Building $125,600 | $354,000 Land $228,400 Building $125,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48878 Curleys Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48878 Curleys Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures