4905 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 4905 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 864 sqft · built 1923
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (May 2017)
Tax Bill	$3,138 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0790-01240`

Property Details

APN / Parcel Number

Primary APN	`010-0790-01240`
Alternative APN	`1030115`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	35 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1030115
Street Address	4905 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 124 AND 125 SERIAL #
Legal Subdivision	CROSLEY PARK ADD TO DULUTH
Legal Block	11
Legal Lot Number	124-125
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2023
Census Tract	200

Owner

4905 Tioga St is owned and occupied by an individual who bought it in May 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4905 TIOGA ST, DULUTH, MN 55804-1661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on File
Deed Sale	May 10, 2017 · Amount on File
Deed Document Number	20171308942
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 10, 2017
Property Address	4905 TIOGA ST, DULUTH, MN 55804-1661
Document Number	00A1308942
Instrument Date	May 2, 2017
Instrument	A1308942
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4905 TIOGA ST DULUTH MN 558041661, DULUTH, MN 55804-1661

Mortgage

Document Number	A1308944
Date	May 10, 2017
Instrument	A1308944

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4905 Tioga St was $3,138 with a homeowner's exemption, up 7.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,138.00 (+7.25%) Homeowner's exemption
2025	$2,926.00 (+1.04%) Homeowner's exemption	$249,700 (+6.21%) Land $47,800 Building $201,900	$249,700 (+6.21%) Land $47,800 Building $201,900
2024	$2,896.00	$235,100 Land $46,200 Building $188,900	$235,100 Land $46,200 Building $188,900
2022		$201,700 Land $35,500 Building $166,200	$201,700 Land $35,500 Building $166,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Tioga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Tioga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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