4831 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 4831 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,147 sqft · built 1922
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$26,500 (Dec 2003)
Tax Bill	$2,496 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0790-01280`

Property Details

APN / Parcel Number

Primary APN	`010-0790-01280`
Alternative APN	`676269`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,147 sqft Gross Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	1,944 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	156 sqft
Deck Area	357 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	676269
Street Address	4831 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 128 AND 129 SERIAL #
Legal Subdivision	CROSLEY PARK ADDITION TO DULUTH
Legal Block	12
Legal Lot Number	128-129
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4012
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4831 TIOGA ST, DULUTH, MN 55804-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
May 26, 2021	Intrafamily Transfer, Transfer
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2003 · Amount on Record
Deed Sale	Dec 1, 2003 · Amount on Record
Deed Document Number	2003926719
Last Transfer Date	Apr 27, 2021
Transfer Doc	0001415063
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4831 TIOGA ST, DULUTH, MN 55804-1659
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001431158
Date	Dec 1, 2021
Instrument	1431158

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 26, 2021
Property Address	4831 TIOGA ST, DULUTH, MN 55804-1659
Document Number	0001415063
Instrument Date	Apr 27, 2021
Instrument	1415063
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4831 TIOGA ST, DULUTH, MN 55804-1659

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4831 TIOGA ST, DULUTH, MN 55804-1659
Document Number	00A1315605
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 TIOGA ST DULUTH MN 558041659, DULUTH, MN 55804-1659

Mortgage

Document Number	00A1315605
Date	Aug 17, 2017
Instrument	A1315605

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,496.00 (+6.85%) Homeowner's exemption
2025	$2,336.00 (+6.28%) Homeowner's exemption	$206,500 (+5.84%) Land $47,200 Building $159,300	$206,500 (+5.84%) Land $47,200 Building $159,300
2024	$2,198.00	$195,100 (+22.24%) Land $45,500 Building $149,600	$195,100 (+22.24%) Land $45,500 Building $149,600
2022		$159,600 Land $35,000 Building $124,600	$159,600 Land $35,000 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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