St. Louis County property record for 4905 Palm Dr, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,788 sqft · built 1993 |
| Lot Size | 2.09 acres (91,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2016) |
| Tax Bill | $4,348 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-0020-00285 |
| Primary APN | 260-0020-00285 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,788 sqft Gross Area |
| 1st Floor Area | 1,788 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 91,192 sqft (2.09 acres) |
| Garage Area | 3,088 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 90 sqft |
| Patio Area | 392 sqft |
| Cabin | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1008343 |
|---|---|
| Street Address | 4905 PALM DR |
| City | GILBERT |
| State | MN |
| Zip | 55741-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF OUTLOT A LYING S OF A LINEBEG ON E LINE OF PINE ST 249.17 FT NLYOF INTERSECTION OF N LINE OF PENN AVEAND E LINE |
| Legal Subdivision | BRAYS BEACH TOWN OF BIWABIK |
| Legal Lot Number | A |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIWABIK |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 13600 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4905 PALM DR, GILBERT, MN 55741-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH |
| Feb 9, 2018 | Deed of Trust, Mortgage MINERS NAT'L BK/EVELETH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 3, 2016 · Amount on Record |
| Deed Sale | May 3, 2016 · Amount on Record |
| Deed Document Number | 2016970386 |
| Prior Transfer Date | May 2, 2016 |
| Prior Transfer Doc | 0000970385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4905 PALM DR, GILBERT, MN 55741-8247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001047148 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 1047148 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4905 PALM DR, GILBERT, MN 55741-8247 |
| Document Number | 000T995199 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4905 PALM DR GILBERT MN 557418247, GILBERT, MN 55741-8247 |
| Document Number | 000T995199 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | T995199 |
| Name | MINERS NAT'L BK/EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 14, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Biwabik Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,348.00 (+30.65%) Homeowner's exemption | ||
| 2025 | $718,700 (+14.06%) Land $178,700 Building $540,000 | $718,700 (+14.06%) Land $178,700 Building $540,000 | |
| 2024 | $3,328.00 | $630,100 (+13.23%) Land $164,700 Building $465,400 | $630,100 (+13.23%) Land $164,700 Building $465,400 |
| 2022 | $556,500 Land $164,700 Building $391,800 | $556,500 Land $164,700 Building $391,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Fiber | 2,000 / 1,000 |
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