4898 Palm Dr, Gilbert, MN 55741 Property Records

St. Louis County property record for 4898 Palm Dr, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,113 sqft · built 1987
Lot Size	1.6 acres (69,982 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2018)
Tax Bill	$5,908 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-0021-00090`

Property Details

APN / Parcel Number

Primary APN	`260-0021-00090`
Alternative APN	`1058221`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,113 sqft Gross Area
1st Floor Area	1,300 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Lot Area	69,982 sqft (1.6 acres)
Garage Area	1,800 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1058221
Street Address	4898 PALM DR
City	GILBERT
State	MN
Zip	55741-8246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0009 BLOCK:000 SERIAL #
Legal Subdivision	REARR PART OF BRAYS BEACH TOWN
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIWABIK
Census Block Group	2
Census Block	2058
Census Tract	13600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4898 PALM DR, GILBERT, MN 55741-8246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage MINERS NAT'L BK/EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	Oct 1, 2002 · Amount on Record
Deed Document Number	20181002788
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0001002787
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4898 PALM DR, GILBERT, MN 55741-8246
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001039808
Date	Apr 27, 2021
Instrument	1039808

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2018
Property Address	4898 PALM DR, GILBERT, MN 55741-8246
Document Number	00T1002788
Instrument Date	Sep 11, 2018
Instrument	T1002788
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4898 PALM DR GILBERT MN 557418246, GILBERT, MN 55741-8246

Mortgage

Document Number	A1002789
Date	Sep 17, 2018
Instrument	A1002789

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Biwabik Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,908.00 (+12.02%) Homeowner's exemption
2025	$5,274.00 (-2.19%) Homeowner's exemption	$545,200 (+9.3%) Land $163,600 Building $381,600	$545,200 (+9.3%) Land $163,600 Building $381,600
2024	$5,392.00	$498,800 (+13.44%) Land $151,000 Building $347,800	$498,800 (+13.44%) Land $151,000 Building $347,800
2022		$439,700 Land $152,000 Building $287,700	$439,700 Land $152,000 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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