4905 Oat Fields Dr, Myrtle Beach, SC 29588 Property Records

Horry County property record for 4905 Oat Fields Dr, Myrtle Beach, SC 29588

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,312 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$529,900 (Jun 2024)
Tax Bill$2,037 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN457-07-03-0091

Property Details

APN / Parcel Number

Primary APN457-07-03-0091

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,312 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Screened Porch
Porch Area170 sqft
Deck Area104 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address4905 OAT FIELDS DR
CityMYRTLE BEACH
StateSC
Zip29588-7968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARM @ TIMBERLAKE PH 1A; LOT 34
Legal SubdivisionFARM @ TIMBERLAKE PH 1A
Legal Lot Number34
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2000
Census Tract51605

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4905 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Sep 7, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2024 · Amount on Record
Deed SaleJun 11, 2024 · Amount on Record
Prior SaleSep 7, 2022 · Amount on Record
Deed Document Number2024000063550
Deed Book / Page4819 / 1615
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address4905 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4905 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number69860000000457
DateDec 19, 2025
Book Page0000006986/0000000457
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateSep 7, 2022
Property Address4905 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Document Number0045902016
Book / Page4590 / 2016
Instrument DateSep 6, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4905 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number0066002856
DateSep 7, 2022
Instrument6600/2856
Lender
NameDHI MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,037.00 (+10.59%)
2024$1,842.00 (-9.13%)$28,618 (+695.17%) Land $6,646 Building $21,972$476,968 (+695.21%) Land $110,774 Building $366,194
2023$2,027.00 (+154.65%)$3,599 (-) Land $3,599$59,980 (-) Land $59,980
2021$796.00$3,599 Land $3,599$59,980 Land $59,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims23 (1998–2023)
Claims Outside the SFHA23 of 23
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims
  • Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND STRAND W&SA/BULL CREEK
serves 252,840 people · EPA ID SC2620004
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HTC
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Oat Fields Dr

Nearby Streets

Search Property Records by Address or Parcel Number