4920 Oat Fields Dr, Myrtle Beach, SC 29588 Property Records

Horry County property record for 4920 Oat Fields Dr, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 2017
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$1,475 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457-07-03-0088`

Property Details

APN / Parcel Number

Primary APN	`457-07-03-0088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4920 OAT FIELDS DR
City	MYRTLE BEACH
State	SC
Zip	29588-7968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARM @ TIMBERLAKE PH 1A; LOT 6
Legal Subdivision	FARM @ TIMBERLAKE PH 1A
Legal Lot Number	6
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2000
Census Tract	51605

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4920 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 21, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022
Deed Sale	Feb 2, 2022
Deed Document Number	0045491504
Deed Book / Page	4069 / 1211
Prior Transfer Date	Dec 21, 2017
Prior Transfer Doc	0040691211
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	4920 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number	65580000001775
Date	May 11, 2022
Book Page	0000006558/0000001775

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	4920 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number	63630000002369
Date	Mar 30, 2021
Book Page	0000006363/0000002369

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HORRY SC
Recording Date	Dec 21, 2017
Property Address	4920 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Document Number	4069/1211
Book / Page	004069 / 001211
Instrument Date	Dec 18, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 OAT FIELDS DR MYRTLE BEACH SC 295887968, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number	5948/3128
Date	Dec 21, 2017
Book Page	005948/003128

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00
2024	$1,475.00 (+4.09%)	$15,080 (+11.37%) Land $4,473 Building $10,607	$376,994 (+11.35%) Land $111,825 Building $265,169
2023	$1,417.00 (+19.98%)	$13,540 (-0.01%) Land $2,420 Building $11,120	$338,560 (-) Land $60,460 Building $278,100
2021	$1,181.00	$13,542 Land $2,418 Building $11,124	$338,560 Land $60,460 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	23 (1998–2023)
Claims Outside the SFHA	23 of 23
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC.

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