4876 E Spruce Dr, Dunnellon, FL 34434 Property Records

Citrus County property record for 4876 E Spruce Dr, Dunnellon, FL 34434

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,603 sqft · built 1970
Lot Size	0.478 acres (20,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Feb 2020)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`2417S19E00100620`

Property Details

APN / Parcel Number

Primary APN	`2417S19E00100620`
Alternative APNs	`19E-17S-24-0010-062.0` `1572827`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	1,735 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	20,856 sqft (0.478 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	720 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	222 sqft
Patio Area	132 sqft
Fence	Fence
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1572827
Old Parcel Number	2417S19E00100620
Street Address	4876 E SPRUCE DR
City	DUNNELLON
State	FL
Zip	34434-4770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	WITHLACOOCHEE HOMES PB 2 PG 179 E1/2 OF LOT 62 & W1/2 OF LOT 63 DESC IN OR BK 901 PG 387
Legal Range	19E
Legal Township	17S
Legal Section	24
Legal Subdivision	WITHLACOOCHEE HOMES
Legal Lot Number	62-63
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1047
Census Tract	450106

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4896 E SPRUCE DR, DUNNELLON, FL 34434-4770
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Prior Sale	Feb 11, 2005 · Amount on Record
Deed Document Number	0003040690
Deed Book / Page	3040 / 690
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 18, 2020
Property Address	4876 E SPRUCE DR, DUNNELLON, FL 34434-4770
Document Number	0030400690
Book / Page	003040 / 000690
Instrument Date	Feb 18, 2020
Instrument	9189
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$1,033.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4896 E SPRUCE DR DUNNELLON FL 344344770, DUNNELLON, FL 34434-4770

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (+2.71%)	$154,310 (-3.88%) Land $9,500 Building $144,810	$154,310 (-3.88%) Land $9,500 Building $144,810
2024	$2,433.00 (+11.2%)	$160,537 (+18.79%) Land $9,500 Building $151,037	$160,537 (+18.79%) Land $9,500 Building $151,037
2023	$2,188.00 (+1.77%)	$135,145 (-14.54%) Land $9,500 Building $125,645	$135,145 (-14.54%) Land $9,500 Building $125,645
2022	$2,150.00	$158,139 Land $5,950 Building $152,189	$158,139 Land $5,950 Building $152,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20