4905 E 43rd Ave, Spokane, WA 99223 Property Records

Spokane County property record for 4905 E 43rd Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,206 sqft · built 2019
Lot Size	0.27 acres (11,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Oct 2018)
Tax Bill	$7,214 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35353.3701`

Property Details

APN / Parcel Number

Primary APN	`35353.3701`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	1,891 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,759 sqft (0.27 acres)
Garage Type	Attached
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Porch
Porch Area	150 sqft
Deck Area	Deck Area
Patio Area	247 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	4905 E 43RD AVE
City	SPOKANE
State	WA
Zip	99223-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	TWISTED WILLOWS 1ST ADD LT 1 BLK 3 (AFN# 6678471)
Legal Subdivision	TWISTED WILLOWS 1ST ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	13401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4905 E 43RD AVE, SPOKANE, WA 99223-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 17, 2018	Warranty Deed, Transfer · ARM MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	20186752682
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4905 E 43RD AVE, SPOKANE, WA 99223-1219
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006880598
Date	Jan 8, 2020
Instrument	6880598

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 17, 2018
Property Address	4905 E 43RD AVE, SPOKANE, WA 99223-1219
Document Number	0006752682
Map Reference	VOL40 PG13&14
Instrument Date	Oct 10, 2018
Instrument	6752682
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,188.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 E 43RD AVE, SPOKANE, WA 99223-1219

Mortgage

Document Number	0006752683
Date	Oct 17, 2018
Instrument	6752683

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,214.00 (-3.71%)	$764,500 (+7.09%) Land $150,000 Building $614,500	$764,500 (+7.09%) Land $150,000 Building $614,500
2025	$7,492.00 (+4.08%)
2024		$713,900 (+18.29%) Land $120,000 Building $593,900	$713,900 (+18.29%) Land $120,000 Building $593,900
2023	$7,198.00 (-3.17%)	$603,500 (-) Land $65,000 Building $538,500	$603,500 (-) Land $65,000 Building $538,500
2022	$7,434.00	$603,500 Land $65,000 Building $538,500	$603,500 Land $65,000 Building $538,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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