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4620 E 43rd Ave, Spokane, WA 99223 Property Records

Spokane County property record for 4620 E 43rd Ave, Spokane, WA 99223

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,732 sqft · built 2021
Lot Size0.116 acres (5,049 sqft)
Owner2 Individual Names on File
Last Sale$684,900 (Nov 2025)
Tax Bill$5,689 (2026)
Deeds & MortgagesOct 2022 Mortgage
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35353.4601

Property Details

APN / Parcel Number

Primary APN35353.4601

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,732 sqft Living Area
Gross Area3,222 sqft
1st Floor Area1,347 sqft
2nd Floor Area1,385 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,049 sqft (0.116 acres)
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft
Patio Area26 sqft
Canopy26 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4620 E 43RD AVE
CitySPOKANE
StateWA
Zip99223-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionSP Z17-612FSP LT 1 (AFN# 6699666)
Legal SubdivisionFERRANTE FINAL
Legal Lot Number1
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1018
Census Tract13401

Owner

Source: Spokane County records · APN 35353.4601

Assessment roll updated June 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4620 E 43RD AVE, SPOKANE, WA 99223-1233
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERSTATE BANK
Nov 26, 2025Warranty Deed, Transfer · VA Mortgage
SUMMIT FUNDING INC
Nov 01, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleNov 01, 2018 · Amount on Record
Deed Document Number20257455785
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address4620 E 43RD AVE, SPOKANE, WA 99223-1233
Transaction TypeMortgage
Record UpdatedDec 09, 2025
Title CompanyUNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007249047
DateOct 25, 2022
Instrument7249047
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressCOEUR D ALENE, ID 83814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 26, 2025
Property Address4620 E 43RD AVE, SPOKANE, WA 99223-1233
Document Number0007455785
Map ReferenceVOL 31 PG 80&81
Instrument DateNov 26, 2025
Instrument7455785
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyINHOUSE TITLE COMPANY, INHOUSE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$11,251.22
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4620 E 43RD AVE, SPOKANE, WA 99223-1233

Mortgage

Document Number0007455786
DateNov 26, 2025
Instrument7455786
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 01, 2018
Property Address4620 E 43RD AVE, SPOKANE, WA 99223
Document Number0006756983
Instrument DateOct 30, 2018
Instrument6756983
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,073.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3612 E MOODY RD MEAD WA 990215000, MEAD, WA 99021-5000

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,689.00 (+0.51%)$621,200 (+11.73%) Land $130,000 Building $491,200$621,200 (+11.73%) Land $130,000 Building $491,200
2025$5,660.00 (+5.17%)$556,000 (+3.89%) Land $100,000 Building $456,000$556,000 (+3.89%) Land $100,000 Building $456,000
2024$5,382.00 (+2.91%)$535,200 (+28.59%) Land $100,000 Building $435,200$535,200 (+28.59%) Land $100,000 Building $435,200
2023$5,230.00 (+7.5%)$416,200 Land $70,000 Building $346,200$416,200 Land $70,000 Building $346,200
2022$4,865.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630134011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1999–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2022

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 370 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL		140 / 20
Concept Communications
Fixed Wireless		100 / 20
Newmax
Fixed Wireless		100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF SPOKANE
serves 346,138 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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