4905 Colusa Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4905 Colusa Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,046 sqft · built 1990
Lot Size	0.247 acres (10,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$576,000 (Jan 2008)
Tax Bill	$8,517 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-351-04-00`

Property Details

APN / Parcel Number

Primary APN	`169-351-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,046 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	10,745 sqft (0.247 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4905 COLUSA DR
City	OCEANSIDE
State	CA
Zip	92056-5463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 TR 012142
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	012142
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4905 COLUSA DR, OCEANSIDE, CA 92056-5463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Apr 14, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2008 · Amount on Record
Deed Sale	Jan 9, 2008 · Amount on Record
Prior Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	20089469
Prior Transfer Date	Oct 20, 1993
Prior Transfer Doc	0000707256
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4905 COLUSA DR, OCEANSIDE, CA 92056-5463
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 COLUSA DR, OCEANSIDE, CA 92056-5463

Mortgage

Document Number	0000179422
Date	Mar 8, 2021
Instrument	2021-0179422

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4905 COLUSA DR, OCEANSIDE, CA 92056-5463
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 COLUSA DR, OCEANSIDE, CA 92056-5463

Mortgage

Document Number	0000281768
Date	Oct 16, 2023
Instrument	2023-0281768

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4905 COLUSA DR, OCEANSIDE, CA 92056-5463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135742
Date	Mar 27, 2017
Instrument	2017-0135742

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4905 COLUSA DR, OCEANSIDE, CA 92056-5463
Document Number	0000154552
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	WFG NATIONAL TITLE-IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4905 COLUSA DR OCEANSIDE CA 920565463, OCEANSIDE, CA 92056-5463

Mortgage

Document Number	0000154552
Date	Apr 19, 2018
Instrument	154552

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$771,551 (+2%) Land $401,920 Building $369,631
2025	$8,517.00 (+8.69%) Homeowner's exemption	$756,424 (+4.04%) Land $394,040 Building $362,384
2023	$7,836.00 (+0.26%) Homeowner's exemption	$727,053 Land $378,740 Building $348,313
2022	$7,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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