4912 Colusa Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4912 Colusa Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,046 sqft · built 1990
Lot Size0.251 acres (10,929 sqft)
OwnerIndividual Name on File
Last Sale$1,455,000 (Jun 2026)
Tax Bill$11,044 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN169-351-34-00

Property Details

APN / Parcel Number

Primary APN169-351-34-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,046 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area10,929 sqft (0.251 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4912 COLUSA DR
CityOCEANSIDE
StateCA
Zip92056-5462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 139 TR 012142
Legal SubdivisionSOUTH RIDGE TRAILS
Legal Tract012142
Legal Block2
Legal Lot Number139
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract19809

Owner

Source: San Diego County records · APN 169-351-34-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA
Jun 05, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 02, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jun 10, 2026Grant Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Dec 09, 2020Grant Deed, Transfer · Conventional Mortgage
KEY BANK NA
Jul 06, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Prior SaleDec 09, 2020 · Amount on Record
Deed Document Number2026165442
Prior Transfer DateJul 03, 2017
Prior Transfer Doc0000304684
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462
Transaction TypeMortgage
Record UpdatedJun 22, 2026
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462

Mortgage

Document Number0000801330
DateNov 22, 2021
Instrument2021-0801330
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462
Transaction TypeMortgage
Record UpdatedJun 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462

Mortgage

Document Number0000145289
DateJun 05, 2023
Instrument2023-0145289
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 04, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462

Mortgage

Document Number0000332801
DateDec 02, 2024
Instrument2024-0332801
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueOct 01, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 10, 2026
Property Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462
Document Number0000165442
Instrument DateApr 02, 2026
Instrument2026165442
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$161,650.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462

Mortgage

Document Number0000165443,
DateJun 10, 2026
Instrument2026165443
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 09, 2020
Property Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462
Document Number0000790705
Map ReferenceMAP 12142
Instrument DateNov 18, 2020
Instrument2020-0790705
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462

Mortgage

Document Number0000790706
DateDec 09, 2020
Instrument2020-0790706
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateJan 01, 2031
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7.62%
IndexOther
Margin3
Max Rate7.62%

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 06, 2017
Property Address4912 COLUSA DR, OCEANSIDE, CA 92056-5462
Document Number0000304684
Instrument DateJul 03, 2017
Instrument304684
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4912 COLUSA DR OCEANSIDE CA 920565462, OCEANSIDE, CA 92056-5462

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,042,562 (+7.14%) Land $400,221 Building $642,341
2025$11,044.00 (+8.65%)$973,101 (+4.04%) Land $392,374 Building $580,727
2023$10,165.00 (+0.25%)$935,317 Land $377,139 Building $558,178
2022$10,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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