4904 Cushing Dr, Kensington, MD 20895 Property Records

Montgomery County property record for 4904 Cushing Dr, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,131 sqft · built 1951
Lot Size	0.154 acres (6,716 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jan 2015)
Tax Bill	$12,021 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00066465`

Property Details

APN / Parcel Number

Primary APN	`04-00066465`
Alternative APN	`00066465`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,131 sqft Living Area
1st Floor Area	1,514 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,716 sqft (0.154 acres)
Porch	Open Porch
Porch Area	135 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00066465
Street Address	4904 CUSHING DR
City	KENSINGTON
State	MD
Zip	20895-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT PARK EST
Legal Subdivision	GARRETT PARK ESTATES
Legal Block	E
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	2
Census Block	2016
Census Tract	701202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Garrett Park Historic District listed 1975 · 240 contributing resources · NRIS 75000910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4904 Cushing Dr is owned and occupied by two individuals who bought it in January 2015.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4904 CUSHING DR, KENSINGTON, MD 20895-1216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2015 · Amount on File
Deed Sale	Jan 15, 2015 · Amount on File
Prior Sale	Dec 13, 2011 · Amount on File
Deed Book / Page	49692 / 74
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4904 CUSHING DR, KENSINGTON, MD 20895-1216
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	O'REILLY TITLE & ESCROW LLC, O REILLY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 CUSHING DR, KENSINGTON, MD 20895-1216

Mortgage

Document Number	0667030210
Date	Feb 1, 2023
Book Page	66703/210

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 4904 Cushing Dr was $12,021.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,093,600 (+5.19%) Land $370,600 Building $723,000	$1,093,600 (-) Land $370,600 Building $723,000
2025	$12,021.00	$1,039,667	$1,093,600 Land $370,600 Building $723,000
2023		$554,800 Land $352,900 Building $201,900	$554,800 Land $352,900 Building $201,900
2022	$5,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4904 Cushing Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2009–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4904 Cushing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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