4903 Cushing Dr, Kensington, MD 20895 Property Records

Montgomery County property record for 4903 Cushing Dr, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,706 sqft · built 1952
Lot Size	0.13 acres (5,642 sqft)
Owner	2 Individual Names on File
Last Sale	$547,000 (Mar 2019)
Tax Bill	$7,044 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00063906`

Property Details

APN / Parcel Number

Primary APN	`04-00063906`
Alternative APN	`00063906`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	564 sqft
Finished Basement	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,642 sqft (0.13 acres)
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00063906
Street Address	4903 CUSHING DR
City	KENSINGTON
State	MD
Zip	20895-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT PARK ESTS
Legal Subdivision	GARRETT PARK ESTATES
Legal Block	G
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	701202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Garrett Park Historic District listed 1975 · 240 contributing resources · NRIS 75000910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4903 Cushing Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4903 CUSHING DR, KENSINGTON, MD 20895-1217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Mar 7, 2019	Grant Deed, Transfer · Conventional with PMI APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on File
Deed Sale	Mar 7, 2019 · Amount on File
Prior Sale	Jun 5, 2001 · Amount on File
Deed Book / Page	57286 / 267
Transfer Doc	0000290042
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4903 CUSHING DR, KENSINGTON, MD 20895-1217
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0653360396
Date	Mar 3, 2022
Book Page	65336/396

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4903 CUSHING DR, KENSINGTON, MD 20895-1217
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 CUSHING DR, KENSINGTON, MD 20895-1217

Mortgage

Document Number	0601320246
Date	Jul 27, 2020
Book Page	60132/246

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 7, 2019
Property Address	4903 CUSHING DR, KENSINGTON, MD 20895-1217
Document Number	0572860267
Book / Page	057286 / 000267
Instrument Date	Feb 19, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	HUTTON PATT TITLE AND ESCROW LLC, HUTTON PATT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4903 CUSHING DR KENSINGTON MD 208951217, KENSINGTON, MD 20895-1217

Mortgage

Document Number	572860275
Date	Mar 7, 2019
Book Page	057286/000275

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4903 Cushing Dr was $7,044, down 4.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,000 (+3.74%) Land $361,700 Building $268,300	$630,000 (-) Land $361,700 Building $268,300
2025	$7,044.00 (-4.71%)	$607,300	$630,000 Land $361,700 Building $268,300
2024	$7,392.00
2023		$561,900 Land $344,500 Building $217,400	$561,900 Land $344,500 Building $217,400
2022	$5,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4903 Cushing Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2009–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4903 Cushing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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