Frederick County property record for 4904 Champlaine Ct, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,428 sqft · built 1994 |
| Lot Size | 0.387 acres (16,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Nov 2023) |
| Tax Bill | $6,049 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-322795 |
| Primary APN | 14-322795 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,428 sqft Living Area |
| Gross Area | 3,868 sqft |
| 1st Floor Area | 1,416 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,875 sqft (0.387 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 360 sqft |
| Gazebo | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 322795 |
|---|---|
| Street Address | 4904 CHAMPLAINE CT |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 2 PLAT 4 SEC 2 16,875 SQ. FT. CAMBRIDGE FARMS |
| Legal Subdivision | CAMBRIDGE FARMS |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 752501 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4904 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2005 · Amount on Record |
| Deed Book / Page | 16679 / 468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 27, 2023 |
| Property Address | 4904 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Document Number | 0166790468 |
| Book / Page | 16679 / 468 |
| Map Reference | MB 51 PL 92 |
| Instrument Date | Nov 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4904 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Document Number | 0016679474 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 16679/474 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4904 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4904 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Document Number | 0165870244 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 16587/244 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4904 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Document Number | 0126150332 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4904 CHAMPLAINE CT JEFFERSON MD 217557310, JEFFERSON, MD 21755-7310 |
| Document Number | 0126150332 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 012615/000332 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.39% |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,267 (+13.41%) | $618,700 (-) Land $145,100 Building $473,600 | |
| 2025 | $6,049.00 (+26.42%) | $487,833 (+21.7%) | $618,700 (+46.47%) Land $145,100 Building $473,600 |
| 2023 | $4,785.00 | $400,833 | $422,400 Land $114,100 Building $308,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE FARMS serves 953 people · EPA ID MD0100033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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