Frederick County property record for 4903 Champlaine Ct, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,044 sqft · built 1994 |
| Lot Size | 0.37 acres (16,135 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Oct 2013) |
| Tax Bill | $5,368 (2023) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-322868 |
| Primary APN | 14-322868 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,044 sqft Total Area |
| 1st Floor Area | 1,412 sqft |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,135 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 322868 |
|---|---|
| Street Address | 4903 CHAMPLAINE CT |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 8 PLAT 4 SEC 2 16,135 SQ. FT. CAMBRIDGE FARMS |
| Legal Subdivision | CAMBRIDGE FARMS |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 752501 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2013 · Amount on File |
| Deed Sale | Oct 30, 2013 · Amount on File |
| Prior Sale | Sep 28, 1993 · Amount on File |
| Deed Document Number | 0009829124 |
| Deed Book / Page | 9829 / 124 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Document Number | 0163280072 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 16328/72 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Document Number | 0162900368 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 16290/368 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Document Number | 0144950385 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 14495/385 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0132450260 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 13245/0260 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4903 CHAMPLAINE CT, JEFFERSON, MD 21755-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0136930500 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 13693/500 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,368.00 Homeowner's exemption | $457,133 | $481,700 Land $113,600 Building $368,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE FARMS serves 953 people · EPA ID MD0100033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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