4904 Arbardee Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4904 Arbardee Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1966
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2017)
Tax Bill	$5,951 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`246-0424-004-0000`

Property Details

APN / Parcel Number

Primary APN	`246-0424-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4904 ARBARDEE DR
City	FAIR OAKS
State	CA
Zip	95628-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SHADY KNOLLS 01, LOT 44
Legal Subdivision	SHADY KNOLLS 01
Legal Lot Number	44
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1007
Census Tract	8006

Owner

4904 Arbardee Dr is owned and occupied by an individual who bought it in December 2017.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	4904 ARBARDEE DR, FAIR OAKS, CA 95628-5406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Dec 11, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on File
Deed Sale	Dec 11, 2017 · Amount on File
Prior Sale	Jan 5, 2005 · Amount on File
Deed Book / Page	20171211 / 816
Prior Transfer Date	Mar 23, 1999
Prior Transfer Doc	9904000108
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4904 ARBARDEE DR, FAIR OAKS, CA 95628-5406
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 ARBARDEE DR, FAIR OAKS, CA 95628-5406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000904
Date	Feb 1, 2021
Instrument	202102010904

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4904 ARBARDEE DR, FAIR OAKS, CA 95628-5406
Document Number	2002130691
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 ARBARDEE DR FAIR OAKS CA 956285406, FAIR OAKS, CA 95628-5406

Mortgage

Document Number	2002130691
Date	Feb 13, 2020
Instrument	2002130691

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 11, 2017
Property Address	4904 ARBARDEE DR, FAIR OAKS, CA 95628-5406
Document Number	1712110816
Instrument Date	Nov 29, 2017
Instrument	1712110816
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 ARBARDEE DR FAIR OAKS CA 956285406, FAIR OAKS, CA 95628-5406

Mortgage

Document Number	1712110817
Date	Dec 11, 2017
Instrument	1712110817

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4904 Arbardee Dr was $5,951, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,046 (+2%) Land $139,267 Building $359,779
2025	$5,951.00 (+0.76%)	$489,262 Land $136,537 Building $352,725
2024	$5,906.00 (+3%)
2023	$5,734.00 (+0.39%)	$470,265 Land $131,236 Building $339,029
2022	$5,712.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4904 Arbardee Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4904 Arbardee Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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