4827 Arbardee Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4827 Arbardee Dr, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 1962
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$433,000 (May 2020)
Tax Bill$5,678 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Apr 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN246-0425-008-0000

Property Details

APN / Parcel Number

Primary APN246-0425-008-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,648 sqft Living Area
Gross Area2,000 sqft
1st Floor Area1,648 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage Area329 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4827 ARBARDEE DR
CityFAIR OAKS
StateCA
Zip95628-5403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-3
Legal DescriptionSHADY KNOLLS 01, LOT 48
Legal SubdivisionSHADY KNOLLS 01
Legal Lot Number48
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1007
Census Tract8006

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2025Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU
Apr 14, 2023Intrafamily Transfer, Transfer
May 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MASTERS TEAM MORTGAGE
May 21, 2020Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2020 · Amount on Record
Deed SaleMay 21, 2020 · Amount on Record
Prior SaleApr 4, 2013 · Amount on Record
Deed Book / Page20200521 / 951
Prior Transfer DateJan 28, 2012
Prior Transfer Doc0000001158
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403

Mortgage

Document Number0000000394
DateJul 21, 2025
Instrument202507210394
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateApr 14, 2023
Property Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403
Document Number0000000278
Map ReferenceMB 65 MAP 4
Instrument DateApr 6, 2023
Instrument202304140278
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMay 13, 2021
Property Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403
Document Number0000001010
Map ReferenceMB 65 MAP 4
Instrument DateMay 6, 2021
Instrument202105131010
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403

Mortgage

Document Number0000001011
DateMay 13, 2021
Instrument202105131011
Lender
NameMASTERS TEAM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMay 21, 2020
Property Address4827 ARBARDEE DR, FAIR OAKS, CA 95628-5403
Document Number2005210951
Instrument DateMar 18, 2020
Instrument2005210951
Transaction TypeTransfer
Record UpdatedJun 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4827 ARBARDEE DR FAIR OAKS CA 956285403, FAIR OAKS, CA 95628-5403

Mortgage

Document Number2005210952
DateMay 21, 2020
Instrument2005210952
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$483,014 (+2%) Land $145,014 Building $338,000
2025$5,678.00 (+0.8%) Homeowner's exemption$473,544 (+4.04%) Land $142,171 Building $331,373
2024$5,633.00 (+3.04%)
2023$5,467.00 (+0.4%) Homeowner's exemption$455,157 Land $136,651 Building $318,506
2022$5,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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