4904 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4904 109th St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,875 sqft · built 2020
Lot Size0.225 acres (9,836 sqft)
OwnerIndividual Name on Record
Tax Bill$5,867 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Aug 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APNR328982

Property Details

APN / Parcel Number

Primary APNR328982

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,875 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,836 sqft (0.225 acres)
Garage Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4904 109TH ST
CityLUBBOCK
StateTX
Zip79424-7763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHCREST ESTATES L 14
Legal SubdivisionSOUTHCREST ESTATES
Legal Lot Number140
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1038
Census Tract10509

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4904 109TH ST, LUBBOCK, TX 79424-7763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Vendor's Lien, Transfer · Commercial Mortgage
LONE STAR STATE BANK OF WEST TEXAS
Aug 23, 2021Vendor's Lien, Transfer · Line of Credit
PEOPLES BANK
Feb 12, 2020Warranty Deed, Subdivision Related Transfer
SERVICE TITLE COMPANY, SERVICE TITLE CO
Nov 30, 2019Loan Modification, Mortgage
AMARILLO NAT'L BK
Dec 18, 2018Loan Modification, Mortgage
LUBBOCK NAT'L BK
Dec 10, 2018Warranty Deed, Transfer
Jun 30, 2018Loan Modification, Mortgage
LUBBOCK NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2024
Deed SaleFeb 23, 2024
Prior SaleAug 23, 2021
Deed Document Number2024-7189
Record UpdatedJun 8, 2026

February 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateFeb 23, 2024
Property Address4904 109TH ST, LUBBOCK, TX 79424-7763
Document Number0000007189
Map ReferenceFILE 2016031886
Instrument DateFeb 23, 2024
Instrument2024007189
Transaction TypeTransfer
Record UpdatedMar 1, 2024
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6113 86TH ST, LUBBOCK, TX 79424-6865

Mortgage

Document Number0000007190
DateFeb 23, 2024
Instrument2024007190
Lender
NameLONE STAR STATE BANK OF WEST TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateAug 23, 2021
Property Address4904 109TH ST, LUBBOCK, TX 79424-7763
Document Number0000043228
Map ReferenceDOC 2016031886
Instrument DateAug 18, 2021
Instrument2021043228
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4800 E 42ND ST, 4800, ODESSA, TX 79762-7214

Transferred To (Grantee/Buyer)

NameVerified Name
Address4904 109TH ST, LUBBOCK, TX 79424-7763

Mortgage

Document Number0000043229
DateAug 23, 2021
Instrument2021043229
Lender
NamePEOPLES BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateFeb 12, 2020
Property Address4904 109TH ST, LUBBOCK, TX 79424-7763
Document Number0000006139
Instrument DateFeb 11, 2020
Instrument6139
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 4, 2020
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11805 W COUNTY ROAD 56 MIDLAND TX 797078953, MIDLAND, TX 79707-8953

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4904 109TH ST, LUBBOCK, TX 79424-7763
Document Number0000050648
Instrument DateNov 30, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 71ST ST #41 LUBBOCK TX 794242399, 41, LUBBOCK, TX 79424-2399

Mortgage

Document Number0000050648
DateDec 27, 2019
Instrument50648
Lender
NameAMARILLO NAT'L BK
TypeBank
AddressAMARILLO, TX 79105
Agreement
AmountAmount Recorded
Term12 Months
DueDec 26, 2020

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4904 109TH ST, LUBBOCK, TX 79424-7763
Document Number0000001598
Instrument DateDec 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 71ST ST #41 LUBBOCK TX 794242399, 41, LUBBOCK, TX 79424-2399

Mortgage

Document Number0000001598
DateJan 15, 2019
Instrument1598
Lender
NameLUBBOCK NAT'L BK
TypeBank
AddressPO BOX 6100, LUBBOCK, TX 79493-6100
Agreement
AmountAmount Recorded
Term12 Months
DueJan 14, 2020

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateDec 10, 2018
Property Address4904 109TH ST, LUBBOCK, TX 79424-7763
Document Number0000046227
Instrument DateNov 30, 2018
Instrument46227
Transaction TypeTransfer
Record UpdatedDec 31, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 71ST ST #41 LUBBOCK TX 794242399, 41, LUBBOCK, TX 79424-2399

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4904 109TH ST, LUBBOCK, TX 79424-7763
Document Number0000032922
Instrument DateJun 30, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 71ST ST #41 LUBBOCK TX 794242399, 41, LUBBOCK, TX 79424-2399

Mortgage

Document Number0000032922
DateAug 28, 2018
Instrument32922
Lender
NameLUBBOCK NAT'L BK
TypeBank
AddressLUBBOCK, TX 79493-6100
Agreement
AmountAmount Recorded
Term12 Months
DueAug 27, 2019

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,867.00 (-15.19%) Homeowner's exemption$531,796 (-6.82%) Land $68,852 Building $462,944$531,796 (-6.82%) Land $68,852 Building $462,944
2024$6,918.00 (-42.39%)
2023$12,009.00 (+7.62%)$570,741 Land $68,852 Building $501,889$570,741 Land $68,852 Building $501,889
2022$11,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

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