Lubbock County property record for 4903 109th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,305 sqft · built 2020 |
| Lot Size | 0.226 acres (9,828 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $444,100 (Jul 2020) |
| Tax Bill | $7,092 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R328989 |
| Primary APN | R328989 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,305 sqft Living Area |
| Gross Area | 2,930 sqft |
| 1st Floor Area | 2,305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,828 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool House | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4903 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHCREST ESTATES L 21 |
| Legal Subdivision | SOUTHCREST ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10509 |
Source: Lubbock County records, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4903 109TH ST, LUBBOCK, TX 79424-7764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit ALLIANCE CU |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Jul 13, 2020 | Vendor's Lien, Transfer · Line of Credit FIRST BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 202028907 |
| Prior Transfer Date | Jun 15, 2020 |
| Prior Transfer Doc | 0000028907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4903 109TH ST, LUBBOCK, TX 79424-7764 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011136 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024011136 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 14, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4903 109TH ST, LUBBOCK, TX 79424-7764 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020777 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021020777 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jul 13, 2020 |
| Property Address | 4903 109TH ST, LUBBOCK, TX 79424-7764 |
| Document Number | 0000028907 |
| Map Reference | DOC 2016031886 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 2020028907 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10605 VINTON AVE, LUBBOCK, TX 79424-7420 |
| Document Number | 0000028909 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020028909 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,092.00 (-6.45%) Homeowner's exemption | $421,719 (-5.36%) Land $68,796 Building $352,923 | $421,719 (-9.12%) Land $68,796 Building $352,923 |
| 2024 | $7,581.00 (-7.62%) | ||
| 2023 | $8,206.00 (-5.92%) Homeowner's exemption | $445,585 Land $68,796 Building $395,233 | $464,029 Land $68,796 Building $395,233 |
| 2022 | $8,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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