Howard County property record for 4903 Ratliff Rd, Big Spring, TX 79720 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5,739 sqft · built 1965 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000051934 |
| Primary APN | R000051934 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,739 sqft Total Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 865535 |
|---|---|
| Street Address | 4903 RATLIFF RD |
| City | BIG SPRING |
| State | TX |
| Zip | 79720-7183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC 19 BK 32 1S TR 1 SW/4 TR 81 090 ACQ 06272018 BLK/TRACT 32 1S 1 ACRES |
| Legal Tract | 32 |
| Jurisdiction | HOWARD TX |
| Township / Civil Division | BIG SPRING |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 950900 |
Source: Howard County records · APN R000051934
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4903 RATLIFF RD, BIG SPRING, TX 79720-7183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 27, 2018 | Vendor's Lien, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2018 |
| Deed Sale | Jun 27, 2018 |
| Deed Document Number | 001736/058 |
| Deed Book / Page | 1736 / 058 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD TX |
| Property Address | 4903 RATLIFF RD, BIG SPRING, TX 79720-7183 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 001961/667 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 1961/667 |
| Instrument | 2020-00009766 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HOWARD TX |
| Recording Date | Jun 27, 2018 |
| Property Address | 4903 RATLIFF RD, BIG SPRING, TX 79720-7183 |
| Document Number | 001736/058 |
| Book / Page | 1736 / 058 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2018-00008083 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1975, BIG SPRING, TX 79721-1975 |
| Document Number | 201800008084 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 2018-00008084 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Howard County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Howard County |
| Unified School District | Forsan Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,060.00 (+40.21%) Homeowner's exemption Senior Citizen's exemption | $270,725 (+21.04%) Land $6,000 Building $264,725 | $270,725 (+21.04%) Land $6,000 Building $264,725 |
| 2023 | $223,667 Land $5,000 Building $218,667 | $223,667 Land $5,000 Building $218,667 | |
| 2022 | $756.00 |
Source: FEMA National Flood Hazard Layer, Howard County (48227C), updated October 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482279509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2010, rainfall accumulation |
| Wildfire Risk | High above 79% of the US · above 73% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 280 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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