Howard County property record for 4805 Ratliff Rd, Big Spring, TX 79720 · Last verified February 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Year Built | Built 1962 |
| Square Footage | 5,259 sqft Living Area |
| Lot Size | 382,892 sqft (8.79 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,055.00 (2025) |
Source: Howard County records · APN R000048230
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4805 RATLIFF RD, BIG SPRING, TX 79720-7274 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit PROSPERITY BANK |
| Dec 08, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THRIVE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 |
| Deed Sale | Dec 28, 2023 |
| Deed Doc Number | 0002201347 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD TX |
| Property Address | 4805 RATLIFF RD, BIG SPRING, TX 79720-7274 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 002087/677 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 2087/677 |
| Instrument | 2022-00005414 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | BIG SPRING, TX 79720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD TX |
| Property Address | 4805 RATLIFF RD, BIG SPRING, TX 79720-7274 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, BIG SPRING ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0002201/12 |
|---|---|
| Date | Dec 08, 2023 |
| Book Page | 2201/12 |
| Instrument | 2023-00008982 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: Howard County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Howard County |
| Unified School District | Forsan Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,055.00 (+439.49%) | $364,944 (+28.62%) Land $42,456 Building $322,488 | $364,944 (+28.62%) Land $42,456 Building $322,488 |
| 2023 | $283,747 Land $41,533 Building $242,214 | $283,747 Land $41,533 Building $242,214 | |
| 2022 | $937.00 |
Source: FEMA National Flood Hazard Layer, Howard County (48227C), updated October 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 78% of the US · above 72% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 268 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R000048230 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,259 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Lot Area | 382,892 sqft (8.79 acres) |
| Account Number | 861819 |
|---|---|
| Street Address | 4805 RATLIFF RD |
| City | BIG SPRING |
| State | TX |
| Zip | 79720-7274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | NW/4 SE/4 SW/4 OF SC 19 BK 32 1S TR 72 1996 COMBINE LOTS 087 088 AC2 082704 BLK/TRACT 32 1S 8.79 ACRES |
| Legal Tract | 32 |
| Legal Lot Number | 87,88 |
| Jurisdiction | HOWARD TX |
| Minor Civil Division | BIG SPRING |
| Census Blockgroup | 2 |
| Census Block | 2078 |
| Census Tract | 950900 |
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