4903 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4903 Lafayette Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,075 sqft · built 2003
Lot Size	0.406 acres (17,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2017)
Tax Bill	$3,555 (2024)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-030-0200-0101`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-030-0200-0101`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,075 sqft Living Area
1st Floor Area	2,676 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,715 sqft (0.406 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Finished
Garage Area	625 sqft
Driveway	Driveway
Driveway Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	80 sqft
Patio Area	670 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4903 LAFAYETTE AVE
City	SEBRING
State	FL
Zip	33875-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7 PG 61 E 1/2 OF LOT 10 + ALL LOT BLK 20
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	20
Legal Lot Number	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1047
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	4903 LAFAYETTE AVE, SEBRING, FL 33875-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage PNC BANK NA
Jun 9, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 8, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG
Aug 18, 2017	Warranty Deed, Transfer · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	0001863211
Deed Book / Page	002595 / 000524
Last Transfer Date	Jun 9, 2022
Transfer Doc	0002099023
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4903 LAFAYETTE AVE, SEBRING, FL 33875-5622
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 LAFAYETTE AVE, SEBRING, FL 33875-5622

Mortgage

Document Number	0002104348
Date	Jul 11, 2022
Book Page	2917/1875
Instrument	2104348

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jun 15, 2062

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 9, 2022
Property Address	4903 LAFAYETTE AVE, SEBRING, FL 33875-5622
Document Number	0002099023
Book / Page	2911 / 589
Map Reference	MB 7 PG 61
Instrument Date	Apr 29, 2022
Instrument	2099023
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4903 LAFAYETTE AVE, 4903, SEBRING, FL 33875-5622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 ARMSTRONG ST, SEBRING, FL 33875-6114

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4903 LAFAYETTE AVE, SEBRING, FL 33875-5622
Document Number	0001992360
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4903 LAFAYETTE AVE SEBRING FL 338755622, SEBRING, FL 33875-5622

Mortgage

Document Number	0001992360
Date	Jul 21, 2020
Book Page	002763/001257
Instrument	1992360

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2040

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 18, 2017
Property Address	4903 LAFAYETTE AVE, SEBRING, FL 33875-5622
Document Number	0001863211
Book / Page	002595 / 000524
Instrument Date	Aug 14, 2017
Instrument	1863211
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4903 LAFAYETTE AVE SEBRING FL 338755622, SEBRING, FL 33875-5622

Mortgage

Document Number	1863212
Date	Aug 18, 2017
Book Page	002595/000526
Instrument	1863212

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,616 (+5.99%)	$415,675 (-1.64%) Land $34,856 Building $380,819
2024	$3,555.00 (+1.83%)
2023	$3,491.00 (+1.16%) Homeowner's exemption	$266,651 (+3%)	$422,602 (+15.45%) Land $28,600 Building $394,002
2022	$3,451.00 Homeowner's exemption	$258,884	$366,044 Land $21,450 Building $344,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE VILLAGE MHP private · serves 350 people · EPA ID FL6280167
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Lafayette Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures