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4903 Drawdy Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4903 Drawdy Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,935 sqft · built 2016
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Apr 2020)
Tax Bill$2,085 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-26-31-5261-0001-1580

Property Details

APN / Parcel Number

Primary APN17-26-31-5261-0001-1580
Alternative APN
  • 263117526100011580

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,935 sqft Living Area
Gross Area4,157 sqft
1st Floor Area2,935 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area799 sqft
Parking Spaces3 Parking Spaces
PorchFlorida Room
Porch Area423 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4903 DRAWDY CT
CitySAINT CLOUD
StateFL
Zip34772-7511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 158
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES PH 1
Legal Phase1
Legal Tract5261
Legal Block1580
Legal Lot Number158
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1027
Census Tract43301

Owner

Source: Osceola County records · APN 17-26-31-5261-0001-1580

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4903 DRAWDY CT, SAINT CLOUD, FL 34772-7511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Feb 22, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 23, 2020Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Prior SaleDec 27, 2016 · Amount on Record
Deed Document Number202056033
Deed Book / Page5712 / 2456
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 07, 2026
Property Address4903 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Document Number0000046403
Book / Page6951 / 1981
Instrument DateApr 01, 2026
Instrument202646403
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFREEDOM MORTGAGE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 DRAWDY CT, SAINT CLOUD, FL 34772-7511
InvestorPossibly a Property Investor

Mortgage

Document Number0000046403,
DateApr 07, 2026
Book Page6951/1981
Instrument202646403
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4903 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058952493
DateFeb 22, 2021
Book Page5895/2493
Instrument2021025196
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term354 Months
DueAug 01, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 23, 2020
Property Address4903 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Document Number0057122456
Book / Page005712 / 002456
Instrument DateApr 20, 2020
Instrument56033
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 DRAWDY CT ST CLOUD FL 347727511, ST CLOUD, FL 34772-7511

Mortgage

Document Number57122458
DateApr 23, 2020
Book Page005712/002458
Instrument56034
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,085.00 (-15.07%) Homeowner's exemption Veteran's exemption$408,579 (+5.99%)$527,300 (-5.28%) Land $85,000 Building $442,300
2024$2,455.00 (+0.41%)
2023$2,445.00 (+2.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$385,500 (+3%)$556,700 (+26.7%) Land $75,000 Building $481,700
2022$2,376.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$374,272$439,400 Land $65,000 Building $374,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
157 of 173 on primary residences
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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