4902 Betsy Dr, Franklin, OH 45005 Property Records

Warren County property record for 4902 Betsy Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1957
Lot Size	0.56 acres (24,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-27-151-016-0`

Property Details

APN / Parcel Number

Primary APN	`08-27-151-016-0`
Alternative APNs	`0827151016` `827151016` `1406507`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	24,400 sqft (0.56 acres)
Lot Dimensions	244 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Canopy	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1406507
Street Address	4902 BETSY DR
City	FRANKLIN
State	OH
Zip	45005-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STERLING HEIGHTS 2 LOT 108
Legal Subdivision	STERLING HEIGHTS 2
Legal Block	507
Legal Lot Number	108
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	30700

Owner

4902 Betsy Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Warren County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4902 BETSY DR, FRANKLIN, OH 45005-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION
Feb 3, 2022	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022
Deed Sale	Feb 3, 2022
Prior Sale	Aug 6, 2012 · Amount on File
Deed Document Number	20224410
Prior Transfer Date	Feb 12, 2002
Prior Transfer Doc	0054920551
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Aug 18, 2026
Property Address	4902 BETSY DR, FRANKLIN, OH 45005-5047
Document Number	0000023290
Instrument Date	Jul 27, 2026
Instrument	202623290
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 BETSY DR, FRANKLIN, OH 45005-5047

Mortgage

Document Number	0000023290,
Date	Aug 18, 2026
Instrument	202623290

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2051

Interest

Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 3, 2022
Property Address	4902 BETSY DR, FRANKLIN, OH 45005-5047
Document Number	0000004410
Map Reference	MB 4 PG 17
Instrument Date	Feb 1, 2022
Instrument	2022-004410
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 BETSY DR, FRANKLIN, OH 45005-5047

Mortgage

Document Number	0000004411
Date	Feb 3, 2022
Instrument	2022-004411

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4902 Betsy Dr was $2,366, down 1.3% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (-1.25%)	$54,320 Land $16,150 Building $38,170	$155,180 Land $46,130 Building $109,050
2024	$2,396.00 (+10.93%)
2023	$2,160.00 (+2.86%) Homeowner's exemption	$44,079 (-) Land $13,237 Building $30,842
2022	$2,100.00 Homeowner's exemption	$44,079 Land $13,237 Building $30,842	$125,940 (-) Land $37,820 Building $88,120
2021			$125,940 Land $37,820 Building $88,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4902 Betsy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4902 Betsy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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