4863 Betsy Dr, Franklin, OH 45005 Property Records

Warren County property record for 4863 Betsy Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,475 sqft · built 1958
Lot Size	0.539 acres (23,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-27-152-007-0`

Property Details

APN / Parcel Number

Primary APN	`08-27-152-007-0`
Alternative APNs	`0827152007` `827152007` `1422189`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Lot Area	23,500 sqft (0.539 acres)
Lot Dimensions	235 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1422189
Old Parcel Number	0827152007
Street Address	4863 BETSY DR
City	FRANKLIN
State	OH
Zip	45005-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING HEIGHTS 2 #97
Legal Subdivision	STERLING HEIGHTS 2
Legal Block	152
Legal Lot Number	97
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	30700

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4863 BETSY DR, FRANKLIN, OH 45005-5048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MYUSA CU
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Oct 16, 2019	Quit Claim Deed, Mortgage · VA Mortgage ENDEAVOR CAP
Aug 18, 2017	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019
Deed Sale	Oct 16, 2019
Deed Document Number	0000146711
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4863 BETSY DR, FRANKLIN, OH 45005-5048
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 BETSY DR, FRANKLIN, OH 45005-5048

Mortgage

Document Number	0000027375
Date	Oct 29, 2025
Instrument	2025-027375

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4863 BETSY DR, FRANKLIN, OH 45005-5048
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000019
Date	Jan 2, 2024
Instrument	2024-000019

Lender

Name	MYUSA CU
Type	Credit Union
Address	FRANKLIN, OH 45005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2029

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4863 BETSY DR, FRANKLIN, OH 45005-5048
Document Number	0000028783
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4863 BETSY DR FRANKLIN OH 450055048, FRANKLIN, OH 45005-5048

Mortgage

Document Number	0000028783
Date	Aug 4, 2020
Instrument	28783

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Oct 16, 2019
Property Address	4863 BETSY DR, FRANKLIN, OH 45005-5048
Document Number	0000030756
Instrument Date	Sep 13, 2019
Instrument	30756
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	CLOSELINE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 BETSY DR FRANKLIN OH 450055048, FRANKLIN, OH 45005-5048

Mortgage

Document Number	30757
Date	Oct 16, 2019
Instrument	30757

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4863 BETSY DR, FRANKLIN, OH 45005-5048
Document Number	0000026374
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4863 BETSY DR FRANKLIN OH 450055048, FRANKLIN, OH 45005-5048

Mortgage

Document Number	0000026374
Date	Aug 29, 2017
Instrument	26374

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (+11.26%)	$63,221 (+23.58%) Land $16,013 Building $47,208	$180,630 (+23.58%) Land $45,750 Building $134,880
2023	$2,078.00 (+2.87%) Homeowner's exemption	$51,160 (-) Land $13,132 Building $38,028
2022	$2,020.00 Homeowner's exemption	$51,160 Land $13,132 Building $38,028	$146,170 (-) Land $37,520 Building $108,650
2021			$146,170 Land $37,520 Building $108,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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