4901 Rte Z, Centertown, MO 65023 Property Records

Cole County property record for 4901 Rte Z, Centertown, MO 65023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,856 sqft · built 1997
Lot Size	12.2 acres (534,917 sqft)
Owner	2 Individual Names on File
Last Sale	$852,862 (Jul 2025)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-09-0000-002-005`

Property Details

APN / Parcel Number

Primary APN	`06-02-09-0000-002-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,856 sqft
Game Room	Game Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	534,917 sqft (12.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4901 ROUTE Z
City	CENTERTOWN
State	MO
Zip	65023-3362
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW QTR BEG NE COR LOT 1 ENCHANT HILLS SUB N ALONG RT Z & 179 1150 W 698.8 SW 472.93 TO NW COR LOT 1 SE ALONG N LINE SAID
Legal Range	13W
Legal Township	45N
Legal Section	09
Legal Subdivision	ENCHANT HILLS SUB
Legal Lot Number	1
Jurisdiction	COLE MO
Township / Civil Division	MARION
Census Block Group	1
Census Block	1021
Census Tract	20600

Owner

4901 Rte Z, a rural home, is owned and occupied by two individuals who bought it in July 2025.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4901 ROUTE Z, CENTERTOWN, MO 65023-3362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Aug 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HAWTHORNE BANK
Sep 4, 2018	Deed of Trust, Mortgage HAWTHORNE BANK
Sep 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20256026
Deed Book / Page	771 / 369
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	4901 ROUTE Z, CENTERTOWN, MO 65023-3362
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000777/591
Date	Feb 18, 2026
Book Page	777/591
Instrument	202601354

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	4901 ROUTE Z, CENTERTOWN, MO 65023-3362
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	713/785
Date	Aug 12, 2020
Book Page	713/785
Instrument	202008492

Lender

Name	HAWTHORNE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	4901 ROUTE Z, CENTERTOWN, MO 65023-3362
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000691/0000000239
Date	Sep 4, 2018
Book Page	0000000691/0000000239
Instrument	201808195

Lender

Name	HAWTHORNE BANK

Agreement

Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2033

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Sep 4, 2018
Property Address	4901 ROUTE Z, CENTERTOWN, MO 65023-3362
Document Number	691/238
Book / Page	691 / 238
Instrument Date	Aug 31, 2018
Instrument	201808194
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 ROUTE Z, CENTERTOWN, MO 65023-3362

Tax Assessment & Valuation

The 2025 property tax bill for 4901 Rte Z was $2,807.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jamestown C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,510 (+4.62%) Land $6,240 Building $44,270
2025	$2,807.00	$48,280 Land $5,940 Building $42,340	$278,100 Land $33,500 Building $244,600
2023		$48,280 Land $5,940 Building $42,340	$266,400 Land $32,000 Building $234,400
2022	$2,561.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4901 Rte Z in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4901 Rte Z is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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