3913 Rte Z, Centertown, MO 65023 Property Records

Cole County property record for 3913 Rte Z, Centertown, MO 65023

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,597 sqft · built 2010
Lot Size	21.9 acres (955,706 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-03-08-0000-002-005`

Property Details

APN / Parcel Number

Primary APN	`06-03-08-0000-002-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,597 sqft Living Area
1st Floor Area	2,597 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	955,706 sqft (21.9 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3913 ROUTE Z
City	CENTERTOWN
State	MO
Zip	65023-3335
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW QTR SE QTR TRACT 4 AS SHOWN ON SURVEY REC IN BK A PG 334
Legal Range	13W
Legal Township	45N
Legal Section	08
Legal Tract	4
Jurisdiction	COLE MO
Township / Civil Division	MARION
Census Block Group	1
Census Block	1024
Census Tract	20600

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3913 ROUTE Z, CENTERTOWN, MO 65023-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2025
Transfer Doc	0000002041
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	3913 ROUTE Z, CENTERTOWN, MO 65023-3335
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716/431
Date	Oct 6, 2020
Book Page	716/431
Instrument	202011266

Lender

Name	LEGENDS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,630 (+4.64%) Land $4,150 Building $40,480
2025	$2,551.00 (+9.86%)	$42,650 (-) Land $3,960 Building $38,690	$243,200 (+4.56%) Land $22,900 Building $220,300
2023		$42,650 Land $3,960 Building $38,690	$232,600 Land $21,900 Building $210,700
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50