4850 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4850 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1950
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2009)
Tax Bill	$690 (2025)
Deeds & Mortgages	May 2024 Line of Credit Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-406-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-406-0002-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	236 ft deep x 80 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4850 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 80 FT LOTS 4, 5 & 6 & ALL OF LOTS 2 & 3 SHORE ACRES PC 190 T2N R16E
Legal Subdivision	SHORE ACRES
Legal Lot Number	2-6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3005
Census Tract	646000

Owner

Source: St. Clair County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK
Oct 31, 2022	Intrafamily Transfer, Transfer
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK
Apr 30, 2021	Deed, Transfer
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2009 · Amount on Record
Deed Sale	Sep 18, 2009 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	200921179
Deed Book / Page	3985 / 272
Prior Transfer Date	Mar 25, 2009
Prior Transfer Doc	003942/751
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358

Mortgage

Document Number	0005710837
Date	May 3, 2024
Book Page	5710/837
Instrument	2024008153

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	900 POINTE TREMBLE RD, ALGONAC, MI 48001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 31, 2022
Property Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358
Document Number	0005574667
Book / Page	5574 / 667
Instrument Date	Oct 27, 2022
Instrument	2022024606
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4850 POINTE TREMBLE RD, 4850, ALGONAC, MI 48001-4358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	HURON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 POINTE TREMBLE RD, CLAY, MI 48001-4358

Mortgage

Document Number	534918
Date	Apr 9, 2021
Book Page	5349/18
Instrument	2021011134

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	BAD AXE, MI 48413

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 30, 2021
Property Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358
Document Number	5359775
Book / Page	5359 / 775
Instrument Date	Mar 4, 2021
Instrument	2021013361
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18041 BIRMINGHAM ST, ROSEVILLE, MI 48066-4652

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4850 POINTE TREMBLE RD, ALGONAC, MI 48001-4358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HURON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051370555
Date	Jan 6, 2020
Book Page	5137/555
Instrument	2020000344

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00 (-47.61%) Homeowner's exemption	$64,800 (+13.88%)
2024	$1,317.00 (+7.86%)		$129,600 (+13.88%)
2023		$56,900
2022	$1,221.00		$113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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