4901 N Pt, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4901 N Pt, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,676 sqft · built 1981
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,875,000 (Jul 2023)
Tax Bill	$22,741 (2025)
Deeds & Mortgages	Jul 2023 Sale Apr 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`004-120-071-8`

Property Details

APN / Parcel Number

Primary APN	`004-120-071-8`
Alternative APN	`004-120-071`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,676 sqft Living Area
1st Floor Area	1,514 sqft
2nd Floor Area	2,162 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4901 NORTH PT
City	DISCOVERY BAY
State	CA
Zip	94505-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F1
Legal Description	TRACT 4206 LOT 97 EX MR
Legal Subdivision	SUBDIVISION 4206
Legal Tract	4206
Legal Lot Number	97
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	304004

Owner

4901 N Pt is owned by two individuals who bought it in July 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1747 LAKE ST, SAN MATEO, CA 94403-1022
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Deed Document Number	202370698
Prior Transfer Date	Jun 4, 2013
Prior Transfer Doc	0000146807
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 25, 2023
Property Address	4901 NORTH PT, DISCOVERY BAY, CA 94505-9526
Document Number	0000070698
Map Reference	MB 148 PG 1
Instrument Date	Jun 28, 2023
Instrument	2023-070698
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1747 LAKE ST, SAN MATEO, CA 94403-1022

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4901 NORTH PT, DISCOVERY BAY, CA 94505-9526
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 NORTH PT, DISCOVERY BAY, CA 94505-9526

Mortgage

Document Number	0000034931
Date	Apr 14, 2023
Instrument	2023-034931

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	May 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

Tax Assessment & Valuation

The 2025 property tax bill for 4901 N Pt was $22,741.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,950,750 (+2%) Land $676,260 Building $1,274,490
2025	$22,741.00	$1,912,500 Land $663,000 Building $1,249,500
2023	$10,300.00 (+1.59%) Homeowner's exemption	$812,408 Land $270,543 Building $541,865
2022	$10,139.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4901 N Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4901 N Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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