4885 N Pt, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4885 N Pt, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1978
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Trust Names on File
Last Sale	$675,000 (May 2018)
Tax Bill	$10,193 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`004-120-069-2`

Property Details

APN / Parcel Number

Primary APN	`004-120-069-2`
Alternative APN	`004-120-069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,405 sqft
1st Floor Area	1,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4885 NORTH PT
City	DISCOVERY BAY
State	CA
Zip	94505-9488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F1
Legal Description	TRACT 4206 LOT 95 EX MR
Legal Subdivision	SUBDIVISION 4206
Legal Tract	4206
Legal Lot Number	95
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	304004

Owner

4885 N Pt is owner-occupied and held in a trust since September 2026.

Source: Contra Costa County records, as of September 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4885 NORTH PT, DISCOVERY BAY, CA 94505-9488
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 10, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Prior Sale	Jul 14, 1997 · Amount on File
Deed Document Number	201873761
Last Transfer Date	Sep 1, 2026
Transfer Doc	0000092819
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 2, 2026
Property Address	4885 NORTH PT, DISCOVERY BAY, CA 94505-9488
Document Number	0000092819
Instrument Date	Sep 1, 2026
Instrument	202692819
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4885 NORTH PT, DISCOVERY BAY, CA 94505-9488

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4885 NORTH PT, DISCOVERY BAY, CA 94505-9488
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 NORTH PT, DISCOVERY BAY, CA 94505-9488

Mortgage

Document Number	0000116213
Date	Apr 19, 2021
Instrument	2021-116213

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 10, 2018
Property Address	4885 NORTH PT, DISCOVERY BAY, CA 94505-9488
Document Number	0000073761
Map Reference	MB 148 PG 1
Instrument Date	May 9, 2018
Instrument	2018-073761
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 NORTH PT, DISCOVERY BAY, CA 94505-9488

Mortgage

Document Number	0000073762
Date	May 10, 2018
Instrument	2018-073762

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4885 N Pt was $10,193.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,391 (+2%) Land $371,386 Building $412,005
2025	$10,193.00	$768,031 Land $364,104 Building $403,927
2023	$9,570.00 (+1.57%)	$738,209 Land $349,966 Building $388,243
2022	$9,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4885 N Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4885 N Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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