Hamilton County property record for 4901 Guild Trl, Chattanooga, TN 37409
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft · built 1955 |
| Lot Size | 0.561 acres (24,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,300 (Jan 2018) |
| Tax Bill | $758 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 167J A 008 |
| Primary APN | 167J A 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,480 sqft (0.561 acres) |
| Lot Dimensions | 204 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000106236 |
|---|---|
| Street Address | 4901 GUILD TRL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37409-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 59 60 PT 61 WALLACES AMENDED ADDN PB 4 PG 11 |
| Legal Subdivision | WALLACES ADDN TO ST |
| Legal Lot Number | 59,60 60 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 1800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4901 Guild Trl is owned by two individuals who bought it in January 2018.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1630 38TH AVE, SEATTLE, WA 98122-3444 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2018 | Deed of Trust, Mortgage MORTGAGE INVTRS |
| Jan 11, 2018 | Warranty Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Prior Sale | Dec 3, 2009 · Amount on File |
| Deed Document Number | 2018011100159 |
| Deed Book / Page | 11247 / 488 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4901 GUILD TRL, CHATTANOOGA, TN 37409-1720 |
| Document Number | 0000000260 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4901 GUILD TRL CHATTANOOGA TN 374091720, CHATTANOOGA, TN 37409-1720 |
| Document Number | 0000000260 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 011353/000506 |
| Instrument | 260 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 21, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 11, 2018 |
| Property Address | 4901 GUILD TRL, CHATTANOOGA, TN 37409-1720 |
| Document Number | 0000000159 |
| Book / Page | 011247 / 000488 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 159 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $474.71 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1630 38TH AVE SEATTLE WA 981223444, SEATTLE, WA 98122-3444 |
The 2025 property tax bill for 4901 Guild Trl was $758, up 11.5% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $758.00 (+11.47%) | $50,050 (+64.5%) | $200,200 (+64.5%) Land $100,000 Building $100,200 |
| 2024 | $680.00 | $30,425 (-) | $121,700 (-) Land $56,300 Building $65,400 |
| 2023 | $680.00 | $30,425 (-) | $121,700 (-) Land $56,300 Building $65,400 |
| 2022 | $680.00 | $30,425 | $121,700 Land $56,300 Building $65,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4901 Guild Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1990) |
| Most Recent Claim | Feb 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4901 Guild Trl is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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