4611 Guild Trl, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4611 Guild Trl, Chattanooga, TN 37409

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1920
Lot Size	0.186 acres (8,110 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Mar 2019)
Tax Bill	$728 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167B A 022`

Property Details

APN / Parcel Number

Primary APN	`167B A 022`
Alternative APN	`0000104709`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,110 sqft (0.186 acres)
Lot Dimensions	140 ft deep x 72.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000104709
Street Address	4611 GUILD TRL
City	CHATTANOOGA
State	TN
Zip	37409-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 3 A M JOHNSON ESTATE PB A12 PG 51 71-175
Legal Subdivision	JOHNSONS A M
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1044
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4611 Guild Trl is owned by two individuals who bought it in March 2019.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4416 ALABAMA AVE, CHATTANOOGA, TN 37409-1614
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	Sep 20, 2018 · Amount on File
Deed Document Number	2019266
Deed Book / Page	11584 / 486
Prior Transfer Date	Jan 3, 2003
Prior Transfer Doc	650458
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 20, 2018
Property Address	4611 GUILD TRL, CHATTANOOGA, TN 37409-1671
Document Number	0920000080
Book / Page	011457 / 000120
Instrument Date	Sep 17, 2018
Instrument	180920000080
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.22
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4637 GUILD TRL CHATTANOOGA TN 374091671, CHATTANOOGA, TN 37409-1671

Mortgage

Document Number	920000081
Date	Sep 20, 2018
Book Page	011457/000123
Instrument	180920000081

Lender

Name	ROBERT GUSTAFSON
Address	4703 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1722

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4611 Guild Trl was $728, down 15.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (-15.84%)	$48,075 (+24.22%)	$192,300 (+24.22%) Land $92,000 Building $100,300
2024	$865.00	$38,700 (-)	$154,800 (-) Land $51,800 Building $103,000
2023	$865.00	$38,700 (-)	$154,800 (-) Land $51,800 Building $103,000
2022	$865.00	$38,700	$154,800 Land $51,800 Building $103,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4611 Guild Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1990)
Most Recent Claim	Feb 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4611 Guild Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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