4901 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 4901 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,501 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$522,500 (May 2026)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-1810-017-0063`

Property Details

APN / Parcel Number

Primary APN	`071-1810-017-0063`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
1st Floor Area	759 sqft
2nd Floor Area	742 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4901 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7354
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	PARCEL MAP 171-020 BLDG 35 UNIT 4901
Legal Subdivision	ESPLANADE PH 01
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed, Transfer CHICAGO TITLE COMPANY
May 14, 2026	Grant Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Oct 21, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Book / Page	20260514 / 1770
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2026
Property Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Document Number	2026001769
Book / Page	20260514 / 1769
Instrument Date	May 12, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Investor	Possibly a Property Investor

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2026
Property Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Document Number	2026001770
Book / Page	20260514 / 1770
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,049.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Investor	Possibly a Property Investor

Mortgage

Document Number	2026001771,
Date	May 14, 2026
Book Page	20260514/1771

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 21, 2021
Property Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Document Number	2021102101882
Map Reference	MB 200307-31 PG 2559
Instrument Date	Oct 20, 2021
Instrument	2021102101882
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21030 REDWOOD RD, CASTRO VALLEY, CA 94546-5920

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Document Number	2012301623
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 ESPLANADE CIR FOLSOM CA 956307354, FOLSOM, CA 95630-7354

Mortgage

Document Number	2012301623
Date	Dec 30, 2020
Instrument	2012301623

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4901 ESPLANADE CIR, FOLSOM, CA 95630-7354
Document Number	1707311016
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 ESPLANADE CIR FOLSOM CA 956307354, FOLSOM, CA 95630-7354

Mortgage

Document Number	1707311016
Date	Jul 31, 2017
Instrument	1707311016

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,048 (+2%) Land $135,304 Building $380,744
2025	$5,844.00 (+2.01%)	$505,930 (+4.04%) Land $132,651 Building $373,279
2024	$5,729.00 (+1.67%)
2023	$5,635.00 (+1.42%)	$486,285 Land $127,500 Building $358,785
2022	$5,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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