4703 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 4703 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,313 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$172,500 (Aug 2012)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-1810-016-0061`

Property Details

APN / Parcel Number

Primary APN	`071-1810-016-0061`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,313 sqft Living Area
1st Floor Area	50 sqft
2nd Floor Area	1,263 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4703 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7356
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	PARCEL MAP 171-020 BLDG 34 UNIT 4703
Legal Subdivision	ESPLANADE PH 01
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4703 ESPLANADE CIR, FOLSOM, CA 95630-7356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Feb 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MTG
Aug 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2012 · Amount on Record
Deed Sale	Aug 30, 2012 · Amount on Record
Prior Sale	Dec 1, 2005 · Amount on Record
Deed Book / Page	20120830 / 981
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4703 ESPLANADE CIR, FOLSOM, CA 95630-7356
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8643 QUAIL OAK WAY, ORANGEVALE, CA 95662-4444

Mortgage

Document Number	0000001394
Date	Dec 16, 2021
Instrument	2021121601394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4703 ESPLANADE CIR, FOLSOM, CA 95630-7356
Document Number	2004130326
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8643 QUAIL OAK WAY ORANGEVALE CA 956624444, ORANGEVALE, CA 95662-4444

Mortgage

Document Number	2004130326
Date	Apr 13, 2020
Instrument	2004130326

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4703 ESPLANADE CIR, FOLSOM, CA 95630-7356
Document Number	1802281008
Instrument Date	Feb 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 ESPLANADE CIR FOLSOM CA 956307356, FOLSOM, CA 95630-7356

Mortgage

Document Number	1802281008
Date	Feb 28, 2018
Instrument	1802281008

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4703 ESPLANADE CIR, FOLSOM, CA 95630-7356
Document Number	1801301178
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 ESPLANADE CIR FOLSOM CA 956307356, FOLSOM, CA 95630-7356

Mortgage

Document Number	1801301178
Date	Jan 30, 2018
Instrument	1801301178

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4703 ESPLANADE CIR, FOLSOM, CA 95630-7356
Document Number	1708311248
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 ESPLANADE CIR FOLSOM CA 956307356, FOLSOM, CA 95630-7356

Mortgage

Document Number	1708311248
Date	Aug 31, 2017
Instrument	1708311248

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$216,656 (+2%) Land $75,357 Building $141,299
2025	$2,643.00 (+4.96%)	$212,409 (+4.04%) Land $73,880 Building $138,529
2024	$2,518.00 (+1.61%)
2023	$2,478.00 (+1.39%) Homeowner's exemption	$204,162 Land $71,012 Building $133,150
2022	$2,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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