4901 Bonner Dr, McHenry, IL 60050 Property Records

McHenry County property record for 4901 Bonner Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,388 sqft · built 1976
Lot Size	0.324 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Nov 2024)
Tax Bill	$6,883 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-27-307-001`

Property Details

APN / Parcel Number

Primary APN	`09-27-307-001`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,388 sqft Living Area
1st Floor Area	1,494 sqft
Basement Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,939 sqft (0.324 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	160 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4901 BONNER DR
City	MCHENRY
State	IL
Zip	60050-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0029107 LT 1 BLK 5 LAKELAND SHORES UNIT 3
Legal Subdivision	LAKELAND SHORES UNIT 3
Legal Block	5
Legal Lot Number	1
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	4
Census Block	4002
Census Tract	870605

Owner

Source: McHenry County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1753 HUNTINGTON CT, WHEELING, IL 60090-6903
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK
Feb 1, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4901 BONNER DR, MCHENRY, IL 60050-4100
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024368
Date	Sep 27, 2023
Instrument	2023R0024368

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 22, 2033

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 1, 2021
Property Address	4901 BONNER DR, MCHENRY, IL 60050-4100
Document Number	0000005898
Map Reference	DOC 338057
Instrument Date	Nov 20, 2020
Instrument	2021R0005898
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4901 BONNER DR, MCHENRY, IL 60050-4100
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005899
Date	Feb 1, 2021
Instrument	2021R0005899

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,883.00	$89,370 (+20.32%) Land $18,191 Building $71,179	$268,110 (+20.32%) Land $54,573 Building $213,537
2022	Homeowner's exemption	$74,279 Land $15,119 Building $59,160	$222,837 Land $45,357 Building $177,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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