McHenry County property record for 4816 Bonner Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,251 sqft · built 1979 |
| Lot Size | 0.277 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Oct 2018) |
| Tax Bill | $6,073 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-303-031 |
| Primary APN | 09-27-303-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| 1st Floor Area | 1,251 sqft |
| Basement Area | 1,251 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.277 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 69 sqft |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4816 BONNER DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-4180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0033671 LT 24 BLK 2 LAKELAND SHORES UNIT 3 |
| Legal Subdivision | LAKELAND SHORES UNIT 3 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 870605 |
Source: McHenry County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Nov 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIFESTONE MORTGAGE CORP |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Oct 2, 2018 | Deed, Transfer · FHA Mortgage LIFESTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Prior Sale | May 2, 2005 · Amount on Record |
| Deed Document Number | 201833671 |
| Prior Transfer Date | Nov 16, 2012 |
| Prior Transfer Doc | 0000058911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 7, 2026 |
| Property Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Document Number | 0000009242 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20269242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | 2020 TITLE LLC, 20/20 TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009242, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20269242 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000032225 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025R0032225 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020423 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021R0020423 |
| Name | LIFESTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Document Number | 0000029885 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5000 BONNER DR MCHENRY IL 600504154, MCHENRY, IL 60050-4154 |
| Document Number | 0000029885 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 29885 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 2, 2018 |
| Property Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Document Number | 0000033671 |
| Map Reference | MB13 PG55 DOC337444 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2018R0033671 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4816 BONNER DR, MCHENRY, IL 60050-4180 |
| Document Number | 0000033672 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 2018R0033672 |
| Name | LIFESTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,073.00 | $71,801 (+20.32%) Land $15,425 Building $56,376 | $215,403 (+20.32%) Land $46,275 Building $169,128 |
| 2022 | $59,677 Land $12,820 Building $46,857 | $179,031 Land $38,460 Building $140,571 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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