4901 Bella Collina St, Oceanside, CA 92056 Property Records

San Diego County property record for 4901 Bella Collina St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,176 sqft · built 1998
Lot Size	0.242 acres (10,541 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Sep 2004)
Tax Bill	$9,206 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-612-10-00`

Property Details

APN / Parcel Number

Primary APN	`158-612-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,176 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,541 sqft (0.242 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4901 BELLA COLLINA ST
City	OCEANSIDE
State	CA
Zip	92056-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 45 TR 012798
Legal Subdivision	MISSION SANTA FE
Legal Tract	012798
Legal Block	2
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19301

Owner

4901 Bella Collina St is owned and occupied by two individuals who bought it in September 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4901 BELLA COLLINA ST, OCEANSIDE, CA 92056-1910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2004 · Amount on File
Deed Sale	Sep 9, 2004 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	2004858328
Prior Transfer Date	Nov 27, 2001
Prior Transfer Doc	0000887892
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4901 BELLA COLLINA ST, OCEANSIDE, CA 92056-1910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410079
Date	Jul 28, 2020
Instrument	2020-0410079

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4901 BELLA COLLINA ST, OCEANSIDE, CA 92056-1910
Document Number	0000302592
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4901 BELLA COLLINA ST OCEANSIDE CA 920561910, OCEANSIDE, CA 92056-1910

Mortgage

Document Number	0000302592
Date	Jul 25, 2019
Instrument	302592

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4901 Bella Collina St was $9,206 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,568 (+2%) Land $469,151 Building $355,417
2025	$9,206.00 Homeowner's exemption	$808,401 Land $459,952 Building $348,449
2023	$8,491.00 (+0.18%) Homeowner's exemption	$777,012 Land $442,093 Building $334,919
2022	$8,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4901 Bella Collina St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4901 Bella Collina St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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