490080 Hwy 95, Sandpoint, ID 83864 Property Records

Bonner County property record for 490080 Hwy 95, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,672 sqft · built 1975
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,851 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP59N01W097250A`

Property Details

APN / Parcel Number

Primary APN	`RP59N01W097250A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,672 sqft Finished Area
1st Floor Area	2,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	961 sqft
Parking Spaces	4 Parking Spaces
Lean-To	372 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	490080 HIGHWAY 95
City	SANDPOINT
State	ID
Zip	83864-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	9-59N-1W TAX 20
Legal Range	01W
Legal Township	59N
Legal Section	09
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2038
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490080 HIGHWAY 95, SANDPOINT, ID 83864-8707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 28, 2019	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025
Deed Sale	Jul 17, 2025
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	20251049511
Prior Transfer Date	Apr 18, 2019
Prior Transfer Doc	0000937341
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	490080 HIGHWAY 95, SANDPOINT, ID 83864-8707
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000998923
Date	Jan 12, 2022
Instrument	998923

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	490080 HIGHWAY 95, SANDPOINT, ID 83864-8707
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000984338
Date	Jun 2, 2021
Instrument	984338

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 28, 2019
Property Address	490080 HIGHWAY 95, SANDPOINT, ID 83864-8707
Document Number	0000947787
Instrument Date	Oct 24, 2019
Instrument	947787
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490080 HIGHWAY 95, SANDPOINT, ID 83864-8707

Mortgage

Document Number	0000947788
Date	Oct 28, 2019
Instrument	947788

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,851.00 (+6.99%) Homeowner's exemption	$638,913 (+13.24%) Land $256,125 Building $382,788	$638,913 (+13.24%) Land $256,125 Building $382,788
2025	$1,730.00 (-5.36%) Homeowner's exemption	$564,216 (-5.44%) Land $184,742 Building $379,474	$564,216 (-5.44%) Land $184,742 Building $379,474
2023	$1,828.00 Homeowner's exemption	$596,658 Land $193,816 Building $402,842	$596,658 Land $193,816 Building $402,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless	400 / 100
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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